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Xero vs Debitoor: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or Debitoor?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageDebitoor homepage
 

Xero vs Debitoor Basics

XeroDebitoor
Software WebsiteXero WebsiteDebitoor Website
HMRC MTD StatusApprovedNot Included
Who Can Use It?Agents and businessesBusinesses
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyRecord keeping, raise and issue invoices, track payments and manage expenses
PlatformsWeb-based application, Android, iOSCloud-based application: PC, Smartphone, Tablet, iPhone, Android
Note data for this section comes from HMRC here and here

Xero vs Debitoor Reviews

Wondering if Xero or Debitoor has better user reviews. We compared them below.

XeroDebitoor
Trustpilot Rating4.31.9
Number of Trustpilot Reviews601712
iPhone App Rating4.74.7
Number of iPhone Reviews1270010900
Android App Rating4.64.2
Number of Android Reviews1190077100
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs Debitoor Prices

Which is cheaper Xero or Debitoor? Here are their prices compared.

Xero pricingDebitoor pricing

Free Plans & Trials

XeroDebitoor
Free Plan?NoYes
Free Trial?YesYes
Free Trial Length?30 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroDebitoor
Cheapest Plan Cost Per Month£7.50£0.00
Mid-Tier Plan Cost Per Month£15.00£29.00
Top Plan Cost Per Month£27.50£49.00
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs Debitoor Features

Xero featuresDebitoor features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

Debitoor Basic Features

  • Card readers
  • POS Lite
  • Tap to Pay on iPhone
  • Business Account
  • Invoices
  • Payment links, online store, gift cards
  • QR codes

Debitoor Software Integrations

  • Otter
  • Xero
  • Shopify

Common Feature Comparison

XeroDebitoor
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesNo
Manage Income & ExpensesYesNo
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesYes
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesYes

XeroDebitoor
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Low cost, low commitment
  • Minimalist hardware with a few details that stand out
  • Low transaction fees and no hidden or monthly costs
  • PCI DSS and EMV compliant
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Software has limited features
  • Narrow range of hardware options
  • Does not accept high-risk customers
  • Lacks live chat support

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