Xero vs Coutingup: Which Is Better Accounting Software?

We compare them based on real user reviews, prices and what features they both offer.

Xero vs Coutingup Basics

	Xero	Coutingup
Software Website	Xero Website	Coutingup Website
HMRC MTD Status	Approved	Not Included
Who Can Use It?	Agents and businesses	Businesses, Accountants, and Self-employed
HMRC Listed Features	Digital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK property	None
Platforms	Web-based application, Android, iOS	Android, and iOS

Note data for this section comes from HMRC here and here

Wondering if Xero or Coutingup has better user reviews. We compared them below.

	Xero	Coutingup
Trustpilot Rating	4.3	4.4
Number of Trustpilot Reviews	6017	2317
iPhone App Rating	4.7	4.7
Number of iPhone Reviews	12700	2700
Android App Rating	4.6	4.5
Number of Android Reviews	11900	1280

Please note ratings we’re accurate at the time of writing but may have since changed

Which is cheaper Xero or Coutingup? Here are their prices compared.

Data taken from each company’s website at the time of writing but may have since changed.

Data taken from each company’s website at the time of writing but may have since changed.

	Xero	Coutingup
Payroll Software Integration	Yes	No
Track VAT	Yes	Yes
VAT Filing	Yes	Yes
Real-Time Financial Reports	Yes	Yes
Prepare Self Assessment	Yes	Yes
Income Tax Estimates	Yes	Yes
Manage Income & Expenses	Yes	Yes
Create Invoices	Yes	Yes
Forecast Cash Flow	Yes	No
Accept and Make Payments In Different Currencies	Yes	Yes
Employee Time Tracking	Yes	No
Projects	Yes	No
Bank Feed Integration	Yes	Yes
End of Year Filings	Yes	Yes
Capture Bills And Receipts	Yes	Yes
Bulk Reconcile Transactions	Yes	Yes
Track Inventory & Stock Levels	Yes	No

	Xero	Coutingup
Pros	User Friendly User Interface Saves Time Integrations Cloud Based	First 3 months are completely free Free company incorporation 2-in-1 banking & accounting app Multiple accounts for varying needs No credit checks needed to open Backed by ING Bank and Sage Rated ‘excellent’ on Trustpilot Pay cash in at any PayPoint or Post Office branches
Cons	Expense Report Issues Not User Friendly Expensive Room for Improvement Technical Issues	App-only with no desktop access No overdrafts or credit facilities offered One card is issued per account Not protected by the FSCS Free account no longer available Customer support available only be email