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untied vs Coconut: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better untied or Coconut?

We compare them based on real user reviews, prices and what features they both offer.

untied homepageCoconut homepage
 

untied vs Coconut Basics

untiedCoconut
Software Websiteuntied WebsiteCoconut Website
HMRC MTD StatusApprovedIn Development
Who Can Use It?Agents and businessesSelf-employed people
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Updates to HMRC for UK property, Tax estimates from HMRC based on provided updatesNone
PlatformsWeb-based application, Android, and iOSWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

untied vs Coconut Reviews

Wondering if untied or Coconut has better user reviews. We compared them below.

untiedCoconut
Trustpilot Rating4.44.5
Number of Trustpilot Reviews23714
iPhone App Rating4.74.7
Number of iPhone Reviews802800
Android App Rating4.54.6
Number of Android Reviews671040
Please note ratings we’re accurate at the time of writing but may have since changed

untied vs Coconut Prices

Which is cheaper untied or Coconut? Here are their prices compared.

untied pricingCoconut pricing

Free Plans & Trials

untiedCoconut
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?30 Days30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

untiedCoconut
Cheapest Plan Cost Per Month£4.17£9.00
Mid-Tier Plan Cost Per MonthNANA
Top Plan Cost Per Month£9.99NA
Data taken from each company’s website at the time of writing but may have since changed.

untied vs Coconut Features

untied featuresCoconut features

untied Basic Features

  • Works in browser (desktop and mobile)
  • Manual transaction input
  • Manual journey logging
  • Single salaried employment (SA102)
  • Self-employment income < £85k (SA103s)
  • File and pay directly to HMRC

untied Software Integrations

Not Listed

Coconut Basic Features

  • Connect accounts from 30+ banks and credit cards
  • Track your income and expenses throughout the year
  • Access Coconut on both mobile and desktop
  • Send and track unlimited branded invoices
  • Always know how much tax to set aside
  • Easily share access with your accountant

Coconut Software Integrations

  • HSBC
  • AMEX
  • Tesco
  • Tide
  • M&S Bank

Common Feature Comparison

untiedCoconut
Payroll Software IntegrationNoNo
Track VATNoYes
VAT FilingNoYes
Real-Time Financial ReportsNoNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesNoYes
Create InvoicesYesYes
Forecast Cash FlowNoYes
Accept and Make Payments In Different CurrenciesNoNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsNoYes
Track Inventory & Stock LevelsNoNo

untiedCoconut
Pros
  • Free trial
  • Making Tax Digital (MTD) ready
  • File and pay directly to HMRC
  • App is well designed
  • Price
  • Perfect set of features
  • Customer service is top notch
  • Dashboard makes seeing all daily activities in one place
Cons
  • Low review score
  • Few features lacking compared to other scheduling software
  • Calculations didn’t match up

More Comparisons

untied vs Dext Prepare
untied vs Earnr
untied vs Federation of Small Businesses MTD
untied vs Hammock
untied vs IRIS Elements

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