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Kashflow vs Federation of Small Businesses MTD: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Kashflow or Federation of Small Businesses MTD?

We compare them based on real user reviews, prices and what features they both offer.

Kashflow homepageFederation of Small Businesses MTD homepage
 

Kashflow vs Federation of Small Businesses MTD Basics

KashflowFederation of Small Businesses MTD
Software WebsiteKashflow WebsiteFederation of Small Businesses MTD Website
HMRC MTD StatusIn DevelopmentIn Development
Who Can Use It?BusinessesBusinesses
HMRC Listed FeaturesNoneNone
PlatformsAndroid, iPhone, web-based application, Windows phoneWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Kashflow vs Federation of Small Businesses MTD Reviews

Wondering if Kashflow or Federation of Small Businesses MTD has better user reviews. We compared them below.

KashflowFederation of Small Businesses MTD
Trustpilot Rating1.4No Rating
Number of Trustpilot Reviews124No Reviews
iPhone App Rating1.8No Rating
Number of iPhone Reviews56No Reviews
Android App Rating2.9No Rating
Number of Android Reviews61No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Kashflow vs Federation of Small Businesses MTD Prices

Which is cheaper Kashflow or Federation of Small Businesses MTD? Here are their prices compared.

Kashflow pricingFederation of Small Businesses MTD pricing

Free Plans & Trials

KashflowFederation of Small Businesses MTD
Free Plan?NoYes
Free Trial?YesNo
Free Trial Length?14 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

KashflowFederation of Small Businesses MTD
Cheapest Plan Cost Per Month£10.50£8.40
Mid-Tier Plan Cost Per Month£22.00£16.80
Top Plan Cost Per Month£29.00£30.00
Data taken from each company’s website at the time of writing but may have since changed.

Kashflow vs Federation of Small Businesses MTD Features

Kashflow featuresFederation of Small Businesses MTD features

Kashflow Basic Features

  • Send unlimited quotes & 10 invoices
  • Reconcile up to 25 bank transactions
  • Single User
  • Manage and submit VAT online
  • Bank Feeds
  • Get paid faster with KashFlow Payments
  • Free Mobile App
  • Access to over 50 reports
  • Customisable dashboard
  • Manage purchases & expenses
  • Track Mileage
  • Schedule customer statements
  • IRIS Pay
  • Customer Credit Limits

Kashflow Software Integrations

  • Salesforce
  • Zoho
  • Satago
  • Paypal
  • Square
  • Stripe
  • Magento
  • TripCatcher

Federation of Small Businesses MTD Basic Features

  • 1 Free User (Fixed)
  • 100MB (Fixed)
  • Embedded Video Tutorials
  • Email & Telephone Support
  • Access to FSB Support Centre

Federation of Small Businesses MTD Software Integrations

Not Listed

Common Feature Comparison

KashflowFederation of Small Businesses MTD
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoYes
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

KashflowFederation of Small Businesses MTD
Pros
  • User Friendly
  • User Interface
  • Cloud Based
  • Meets Business Needs
  • Pricing
  • Free plan
  • MTD VAT compliant
  • Create simple or multi-line estimates
Cons
  • Room for Improvement
  • Difficult to Customize
  • Expensive
  • Missing Features
  • Lack of reviews

More Comparisons

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Kashflow vs IRIS Elements
Kashflow vs Kletta
Kashflow vs MYT
Kashflow vs Onvio Tax

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