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Earnr vs Monzia: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Earnr or Monzia?

We compare them based on real user reviews, prices and what features they both offer.

Earnr homepageMonzia homepage
 

Earnr vs Monzia Basics

EarnrMonzia
Software WebsiteEarnr WebsiteMonzia Website
HMRC MTD StatusIn DevelopmentNot Included
Who Can Use It?Businesses and Self-employedBusinesses and Self-employed
HMRC Listed FeaturesNoneRecord keeping, simplified expenses and Universal Credits reporting
PlatformsAndroid, and iOSAndroid, web-based application
Note data for this section comes from HMRC here and here

Earnr vs Monzia Reviews

Wondering if Earnr or Monzia has better user reviews. We compared them below.

EarnrMonzia
Trustpilot Rating4.8No Rating
Number of Trustpilot Reviews122No Reviews
iPhone App Rating4.8No Rating
Number of iPhone Reviews46No Reviews
Android App RatingNo RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Earnr vs Monzia Prices

Which is cheaper Earnr or Monzia? Here are their prices compared.

Earnr pricingMonzia pricing

Free Plans & Trials

EarnrMonzia
Free Plan?NoYes
Free Trial?NoNo
Free Trial Length?NoNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

EarnrMonzia
Cheapest Plan Cost Per Month£1.99£4.00
Mid-Tier Plan Cost Per MonthNANA
Top Plan Cost Per Month£119.99NA
Data taken from each company’s website at the time of writing but may have since changed.

Earnr vs Monzia Features

Earnr featuresMonzia features

Earnr Basic Features

  • Bookkeeping. Everything you need to automate the records you need to keep for HMRC.
  • Business insights. Stay on top of your monthly finances.
  • Tax help. Sort out your UTR and get a monthly tax estimate.
  • Learn. Become tax savvy with access to our short videos.
  • Customer support. Whenever you need.
  • Tax Return for £119.99

Earnr Software Integrations

  • Tomato Pay

Monzia Basic Features

  • TOTAL INCOME FOR PERIOD
  • TOTAL EXPENSE FOR PERIOD
  • TOTAL PROFIT / LOSS FOR PERIOD
  • TOTAL TAX DUE FOR PERIOD
  • CUSTOM DATE RANGE (Weekly, Monthly, Quarterly)
  • BUSINESS MILEAGE DETAILS AND CALCULATION
  • ACCOUNTS FOR PENSION, TAX AND NI PAYMENTS
  • TOTALS BROKEN DOWN BY CATEGORY (ie: Fuel, Postage, Materials etc)
  • CIS PAID FOR PERIOD
  • FULL BUSINESS RECORDS AS REQUIRED BY HMRC
  • ALL CATEGORIES DETAILED WITH EVERY TRANSACTION (Full Audit Trail )
  • SORTING AND SEARCH FACILITY ON ALL TRANSACTIONS
  • UNLIMITED REPORTS DURING MEMBERSHIP PERIOD

Monzia Software Integrations

Not Listed

Common Feature Comparison

EarnrMonzia
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesNo
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesNoNo
Forecast Cash FlowNoYes
Accept and Make Payments In Different CurrenciesNoNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesNo
End of Year FilingsNoYes
Capture Bills And ReceiptsNoYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

EarnrMonzia
Pros
  • Automate the records you need to keep for HMRC
  • Link up your bank account
  • Track your income and expenses
  • Free plan
  • Unlimited Reports During Membership Period
  • Full Business Records As Required By Hmrc
Cons
  • Expensive
  • Lack of reviews
  • No app

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