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Coutingup vs Pandle: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coutingup or Pandle?

We compare them based on real user reviews, prices and what features they both offer.

Coutingup homepagePandle homepage
 

Coutingup vs Pandle Basics

CoutingupPandle
Software WebsiteCoutingup WebsitePandle Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses, Accountants, and Self-employedBusinesses, Accountants, and Self-employed
HMRC Listed FeaturesNoneRecord keeping, simplified expenses and simplified tax
PlatformsAndroid, and iOSWeb-based application, Android, iPhone, iPad, iOS, Windows phone
Note data for this section comes from HMRC here and here

Coutingup vs Pandle Reviews

Wondering if Coutingup or Pandle has better user reviews. We compared them below.

CoutingupPandle
Trustpilot Rating4.44.6
Number of Trustpilot Reviews23171089
iPhone App Rating4.71.7
Number of iPhone Reviews270038
Android App Rating4.52.9
Number of Android Reviews128044
Please note ratings we’re accurate at the time of writing but may have since changed

Coutingup vs Pandle Prices

Which is cheaper Coutingup or Pandle? Here are their prices compared.

Coutingup pricingPandle pricing

Free Plans & Trials

CoutingupPandle
Free Plan?NoYes
Free Trial?YesYes
Free Trial Length?3 months14 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CoutingupPandle
Cheapest Plan Cost Per Month£3.00Free
Mid-Tier Plan Cost Per Month£9.00NA
Top Plan Cost Per Month£18.00£5.00
Data taken from each company’s website at the time of writing but may have since changed.

Coutingup vs Pandle Features

Coutingup featuresPandle features

Coutingup Basic Features

  • Business account
  • Automated categorisation
  • Instant notifications
  • Receipt capture
  • Invoicing & billing
  • Profit & loss
  • Tax estimate
  • Share with your accountant
  • First class support

Coutingup Software Integrations

  • Stripe

Pandle Basic Features

  • Bank imports
  • Send quotes & invoices
  • Business reports
  • Mobile app
  • Accept payments with Pandle Pay
  • Payment reminders
  • Multiple currencies
  • No usage limits
  • VAT submissions
  • Recurring transactions

Pandle Software Integrations

  • PayPal
  • Stripe

Common Feature Comparison

CoutingupPandle
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowNoYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingNoNo
ProjectsNoYes
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoYes

CoutingupPandle
Pros
  • First 3 months are completely free
  • Free company incorporation
  • 2-in-1 banking & accounting app
  • Multiple accounts for varying needs
  • No credit checks needed to open
  • Backed by ING Bank and Sage
  • Rated ‘excellent’ on Trustpilot
  • Pay cash in at any PayPoint or Post Office branches
  • Cloud Based
  • Customer Service
  • One Stop Shop
  • User Friendly
Cons
  • App-only with no desktop access
  • No overdrafts or credit facilities offered
  • One card is issued per account
  • Not protected by the FSCS
  • Free account no longer available
  • Customer support available only be email
  • Room for Improvement
  • Takes Time

More Comparisons

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Coutingup vs Capium

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