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Coutingup vs Coconut: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coutingup or Coconut?

We compare them based on real user reviews, prices and what features they both offer.

Coutingup homepageCoconut homepage
 

Coutingup vs Coconut Basics

CoutingupCoconut
Software WebsiteCoutingup WebsiteCoconut Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses, Accountants, and Self-employedSelf-employed people
HMRC Listed FeaturesNoneNone
PlatformsAndroid, and iOSWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Coutingup vs Coconut Reviews

Wondering if Coutingup or Coconut has better user reviews. We compared them below.

CoutingupCoconut
Trustpilot Rating4.44.5
Number of Trustpilot Reviews2317714
iPhone App Rating4.74.7
Number of iPhone Reviews27002800
Android App Rating4.54.6
Number of Android Reviews12801040
Please note ratings we’re accurate at the time of writing but may have since changed

Coutingup vs Coconut Prices

Which is cheaper Coutingup or Coconut? Here are their prices compared.

Coutingup pricingCoconut pricing

Free Plans & Trials

CoutingupCoconut
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?3 months30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CoutingupCoconut
Cheapest Plan Cost Per Month£3.00£9.00
Mid-Tier Plan Cost Per Month£9.00NA
Top Plan Cost Per Month£18.00NA
Data taken from each company’s website at the time of writing but may have since changed.

Coutingup vs Coconut Features

Coutingup featuresCoconut features

Coutingup Basic Features

  • Business account
  • Automated categorisation
  • Instant notifications
  • Receipt capture
  • Invoicing & billing
  • Profit & loss
  • Tax estimate
  • Share with your accountant
  • First class support

Coutingup Software Integrations

  • Stripe

Coconut Basic Features

  • Connect accounts from 30+ banks and credit cards
  • Track your income and expenses throughout the year
  • Access Coconut on both mobile and desktop
  • Send and track unlimited branded invoices
  • Always know how much tax to set aside
  • Easily share access with your accountant

Coconut Software Integrations

  • HSBC
  • AMEX
  • Tesco
  • Tide
  • M&S Bank

Common Feature Comparison

CoutingupCoconut
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowNoYes
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

CoutingupCoconut
Pros
  • First 3 months are completely free
  • Free company incorporation
  • 2-in-1 banking & accounting app
  • Multiple accounts for varying needs
  • No credit checks needed to open
  • Backed by ING Bank and Sage
  • Rated ‘excellent’ on Trustpilot
  • Pay cash in at any PayPoint or Post Office branches
  • App is well designed
  • Price
  • Perfect set of features
  • Customer service is top notch
  • Dashboard makes seeing all daily activities in one place
Cons
  • App-only with no desktop access
  • No overdrafts or credit facilities offered
  • One card is issued per account
  • Not protected by the FSCS
  • Free account no longer available
  • Customer support available only be email
  • Few features lacking compared to other scheduling software
  • Calculations didn’t match up

More Comparisons

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Coutingup vs Earnr
Coutingup vs Federation of Small Businesses MTD
Coutingup vs Hammock
Coutingup vs IRIS Elements

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