BusinessFinancing.co.uk

Featured* Small Business Accounting Software
 

Coconut vs Earnr: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coconut or Earnr?

We compare them based on real user reviews, prices and what features they both offer.

Coconut homepageEarnr homepage
 

Coconut vs Earnr Basics

CoconutEarnr
Software WebsiteCoconut WebsiteEarnr Website
HMRC MTD StatusIn DevelopmentIn Development
Who Can Use It?Self-employed peopleBusinesses and Self-employed
HMRC Listed FeaturesNoneNone
PlatformsWeb-based application, Android, and iOSAndroid, and iOS
Note data for this section comes from HMRC here and here

Coconut vs Earnr Reviews

Wondering if Coconut or Earnr has better user reviews. We compared them below.

CoconutEarnr
Trustpilot Rating4.54.8
Number of Trustpilot Reviews714122
iPhone App Rating4.74.8
Number of iPhone Reviews280046
Android App Rating4.6No Rating
Number of Android Reviews1040No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Coconut vs Earnr Prices

Which is cheaper Coconut or Earnr? Here are their prices compared.

Coconut pricingEarnr pricing

Free Plans & Trials

CoconutEarnr
Free Plan?NoNo
Free Trial?YesNo
Free Trial Length?30 DaysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CoconutEarnr
Cheapest Plan Cost Per Month£9.00£1.99
Mid-Tier Plan Cost Per MonthNANA
Top Plan Cost Per MonthNA£119.99
Data taken from each company’s website at the time of writing but may have since changed.

Coconut vs Earnr Features

Coconut featuresEarnr features

Coconut Basic Features

  • Connect accounts from 30+ banks and credit cards
  • Track your income and expenses throughout the year
  • Access Coconut on both mobile and desktop
  • Send and track unlimited branded invoices
  • Always know how much tax to set aside
  • Easily share access with your accountant

Coconut Software Integrations

  • HSBC
  • AMEX
  • Tesco
  • Tide
  • M&S Bank

Earnr Basic Features

  • Bookkeeping. Everything you need to automate the records you need to keep for HMRC.
  • Business insights. Stay on top of your monthly finances.
  • Tax help. Sort out your UTR and get a monthly tax estimate.
  • Learn. Become tax savvy with access to our short videos.
  • Customer support. Whenever you need.
  • Tax Return for £119.99

Earnr Software Integrations

  • Tomato Pay

Common Feature Comparison

CoconutEarnr
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsNoYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesNoNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesNo
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

CoconutEarnr
Pros
  • App is well designed
  • Price
  • Perfect set of features
  • Customer service is top notch
  • Dashboard makes seeing all daily activities in one place
  • Automate the records you need to keep for HMRC
  • Link up your bank account
  • Track your income and expenses
Cons
  • Few features lacking compared to other scheduling software
  • Calculations didn’t match up
  • Expensive

More Comparisons

Coconut vs Federation of Small Businesses MTD
Coconut vs Hammock
Coconut vs IRIS Elements
Coconut vs Kletta
Coconut vs MYT

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224