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Coconut vs Debitoor: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coconut or Debitoor?

We compare them based on real user reviews, prices and what features they both offer.

Coconut homepageDebitoor homepage
 

Coconut vs Debitoor Basics

CoconutDebitoor
Software WebsiteCoconut WebsiteDebitoor Website
HMRC MTD StatusIn DevelopmentNot Included
Who Can Use It?Self-employed peopleBusinesses
HMRC Listed FeaturesNoneRecord keeping, raise and issue invoices, track payments and manage expenses
PlatformsWeb-based application, Android, and iOSCloud-based application: PC, Smartphone, Tablet, iPhone, Android
Note data for this section comes from HMRC here and here

Coconut vs Debitoor Reviews

Wondering if Coconut or Debitoor has better user reviews. We compared them below.

CoconutDebitoor
Trustpilot Rating4.51.9
Number of Trustpilot Reviews71412
iPhone App Rating4.74.7
Number of iPhone Reviews280010900
Android App Rating4.64.2
Number of Android Reviews104077100
Please note ratings we’re accurate at the time of writing but may have since changed

Coconut vs Debitoor Prices

Which is cheaper Coconut or Debitoor? Here are their prices compared.

Coconut pricingDebitoor pricing

Free Plans & Trials

CoconutDebitoor
Free Plan?NoYes
Free Trial?YesYes
Free Trial Length?30 DaysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CoconutDebitoor
Cheapest Plan Cost Per Month£9.00£0.00
Mid-Tier Plan Cost Per MonthNA£29.00
Top Plan Cost Per MonthNA£49.00
Data taken from each company’s website at the time of writing but may have since changed.

Coconut vs Debitoor Features

Coconut featuresDebitoor features

Coconut Basic Features

  • Connect accounts from 30+ banks and credit cards
  • Track your income and expenses throughout the year
  • Access Coconut on both mobile and desktop
  • Send and track unlimited branded invoices
  • Always know how much tax to set aside
  • Easily share access with your accountant

Coconut Software Integrations

  • HSBC
  • AMEX
  • Tesco
  • Tide
  • M&S Bank

Debitoor Basic Features

  • Card readers
  • POS Lite
  • Tap to Pay on iPhone
  • Business Account
  • Invoices
  • Payment links, online store, gift cards
  • QR codes

Debitoor Software Integrations

  • Otter
  • Xero
  • Shopify

Common Feature Comparison

CoconutDebitoor
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsNoYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesNo
Manage Income & ExpensesYesNo
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesNoYes
Employee Time TrackingNoYes
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoYes

CoconutDebitoor
Pros
  • App is well designed
  • Price
  • Perfect set of features
  • Customer service is top notch
  • Dashboard makes seeing all daily activities in one place
  • Low cost, low commitment
  • Minimalist hardware with a few details that stand out
  • Low transaction fees and no hidden or monthly costs
  • PCI DSS and EMV compliant
Cons
  • Few features lacking compared to other scheduling software
  • Calculations didn’t match up
  • Software has limited features
  • Narrow range of hardware options
  • Does not accept high-risk customers
  • Lacks live chat support

More Comparisons

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Coconut vs EasyBooks
Coconut vs SimpleTax

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