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Capium vs Coconut: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Capium or Coconut?

We compare them based on real user reviews, prices and what features they both offer.

Capium homepageCoconut homepage
 

Capium vs Coconut Basics

CapiumCoconut
Software WebsiteCapium WebsiteCoconut Website
HMRC MTD StatusIn DevelopmentIn Development
Who Can Use It?Businesses and AccountantsSelf-employed people
HMRC Listed FeaturesRecord keeping and simplified bookkeepingNone
PlatformsiPhone, iPad, Android and web-based applicationWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Capium vs Coconut Reviews

Wondering if Capium or Coconut has better user reviews. We compared them below.

CapiumCoconut
Trustpilot Rating4.44.5
Number of Trustpilot Reviews27714
iPhone App Rating2.34.7
Number of iPhone Reviews92800
Android App Rating4.54.6
Number of Android Reviews271040
Please note ratings we’re accurate at the time of writing but may have since changed

Capium vs Coconut Prices

Which is cheaper Capium or Coconut? Here are their prices compared.

Capium pricingCoconut pricing

Free Plans & Trials

CapiumCoconut
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?7 days30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CapiumCoconut
Cheapest Plan Cost Per Month£125.00£9.00
Mid-Tier Plan Cost Per Month£250.00NA
Top Plan Cost Per Month£500.00NA
Data taken from each company’s website at the time of writing but may have since changed.

Capium vs Coconut Features

Capium featuresCoconut features

Capium Basic Features

  • Up to 100 clients
  • Unlimited User Licences
  • Unlimited E-Sign
  • Unlimited SMS
  • Unlimited Storage
  • MTD and GDPR compliant
  • *Excludes Capium Hub & Company Secretarial

Capium Software Integrations

  • Xero

Coconut Basic Features

  • Connect accounts from 30+ banks and credit cards
  • Track your income and expenses throughout the year
  • Access Coconut on both mobile and desktop
  • Send and track unlimited branded invoices
  • Always know how much tax to set aside
  • Easily share access with your accountant

Coconut Software Integrations

  • HSBC
  • AMEX
  • Tesco
  • Tide
  • M&S Bank

Common Feature Comparison

CapiumCoconut
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

CapiumCoconut
Pros
  • User Friendly
  • Cloud based
  • Intuitive
  • Support team
  • Tool integrating
  • App is well designed
  • Price
  • Perfect set of features
  • Customer service is top notch
  • Dashboard makes seeing all daily activities in one place
Cons
  • Some of the modules are better than others
  • Not being able to adjust certain reminder emails
  • Cost
  • Few features lacking compared to other scheduling software
  • Calculations didn’t match up

More Comparisons

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Capium vs Earnr
Capium vs Federation of Small Businesses MTD
Capium vs Hammock
Capium vs IRIS Elements

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