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ANNA Business Tools vs Zoho Books: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better ANNA Business Tools or Zoho Books?

We compare them based on real user reviews, prices and what features they both offer.

ANNA Business Tools homepageZoho Books homepage
 

ANNA Business Tools vs Zoho Books Basics

ANNA Business ToolsZoho Books
Software WebsiteANNA Business Tools WebsiteZoho Books Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses and AccountantsBusinesses
HMRC Listed FeaturesNoneRecord keeping and simplified expenses
PlatformsWeb-based application, Android, iOSWeb application
Note data for this section comes from HMRC here and here

ANNA Business Tools vs Zoho Books Reviews

Wondering if ANNA Business Tools or Zoho Books has better user reviews. We compared them below.

ANNA Business ToolsZoho Books
Trustpilot Rating4.54.4
Number of Trustpilot Reviews25664478
iPhone App Rating4.54.8
Number of iPhone Reviews791551
Android App Rating3.64.8
Number of Android Reviews125013800
Please note ratings we’re accurate at the time of writing but may have since changed

ANNA Business Tools vs Zoho Books Prices

Which is cheaper ANNA Business Tools or Zoho Books? Here are their prices compared.

ANNA Business Tools pricingZoho Books pricing

Free Plans & Trials

ANNA Business ToolsZoho Books
Free Plan?YesYes
Free Trial?NoYes
Free Trial Length?No14 days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

ANNA Business ToolsZoho Books
Cheapest Plan Cost Per Monthfree£12.00
Mid-Tier Plan Cost Per Month£3.00£30.00
Top Plan Cost Per Month£5.00£199.00
Data taken from each company’s website at the time of writing but may have since changed.

ANNA Business Tools vs Zoho Books Features

ANNA Business Tools featuresZoho Books features

ANNA Business Tools Basic Features

  • Fulfils your basic business admin for free
  • Bookkeeping tools that track your sales, profits and expenses
  • Submit your VAT Return from any Excel or Google Sheets spreadsheet for £3.50 + VAT
  • Share access with your accountant or sync with accounting software like Xero or Quickbooks
  • Create and send professional-looking invoices
  • Snap receipts and match them to transactions on the go

ANNA Business Tools Software Integrations

  • Xero
  • Sage
  • Etsy
  • Woo
  • ebay
  • amazon

Zoho Books Basic Features

  • Invite 3 users
  • Manage Invoices (Up to 5,000)
  • Recurring Expenses
  • Connect and fetch bank & credit card feeds via bank feeds provider
  • Predefined User Roles
  • Bulk Updates – Accounts
  • Transaction Locking
  • Custom Fields
  • Reporting Tags
  • Taxes
  • Payment Gateways
  • 10 Custom Reports
  • Journal Templates
  • Integrations – Uber, Zendesk
  • Support – Email, Voice, Chat

Zoho Books Software Integrations

  • Uber
  • Zendesk
  • Twilio
  • Stripe
  • Square
  • Zapier

Common Feature Comparison

ANNA Business ToolsZoho Books
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesNo
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingNoYes
ProjectsNoYes
Bank Feed IntegrationYesYes
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoYes

ANNA Business ToolsZoho Books
Pros
  • Free plan available for sole traders & limited companies
  • Has most of the key features you’re likely to need
  • Can be used even if you don’t bank with ANNA
  • User Friendly
  • User Interface
  • Integration
  • Customer Service
  • Pricing
Cons
  • You’ll need the paid version for Corporation Tax returns
  • Doesn’t offer any more advanced features or reporting
  • Not suitable for large corporations
  • Difficult to Customize
  • Learning Curve
  • Missing Features
  • Not User Friendly
  • Takes Time

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