Seeking out the most appropriate insurance cover and finding the most cost-effective provider can be complex when there are so many providers, products and different terms and policy variants on offer.
Using a commercial insurance broker can remove some of the hassle and complexities and they can advise you on the best insurance to ensure all risks are covered. Below we have explored what some of the leading commercial insurance brokers can offer.
Companies are ranked in no particular order.
| Company | Year founded | HQ location |
|---|---|---|
| Premierline | 2002 | Lancaster |
| Simply Business | 2000 | London |
| Marsh Commercial | 1965 | London |
| Barnes Commercial Insurance Broker | 2019 | St Neots, Cambridgeshire |
| Get Indemnity | 2017 | London |
| Whinney Insurance Brokers | Not stated | London |
| Ellis David | 1972 | London |
| Bionic | 2007 | London |
| Grove & Dean | 1974 | Romford, Essex |
| QuoteZone.co.uk | 2005 | Belfast |
| Macbeth | 1997 | Reading |
| Dixons Insurance | 1981 | St Albans, Hertfordshire |
| PIIB | 2010 | Long Ashton, Bristol |
| Commercial Direct | 1992 | Beckenham, Kent |
| CCIB | 2006 | Preston |
1. Premierline
- Provides a variety of business insurance products
- Caters for a range of industries and sectors
- Compare quotes and receive expert advice
- Small businesses
- Retail or office insurance
- Freelance and consultant or contractor insurance
- Landlord and property insurance
- Commercial vehicle insurance
- Rated highly on Feefo
- Request a quote online or call 0333 320 6009
Website: Premierline Commercial Insurance
2. Simply Business
- Offers a variety of tailored business insurance cover
- Public liability insurance
- Professional indemnity insurance
- Employer’s liability insurance
- Business contents insurance
- Business building insurance
- Small business health insurance
- Cover for stock, tools, plant and machinery
- Highly rated on Feefo
- Get a quote online or call 0333 014 6683
Website: Simply Business Commercial Insurance
3. Marsh Commercial
- Provides a variety of commercial insurance products
- Tailored support
- Assistance in finding the right level of protection for your business
- Cover for properties and assets
- Cover for vehicles and logistics
- Professional services cover including liability insurance
- Cyber and financial crime risk protection
- Protection for key people
- Positively rated on Trustpilot
- Call 0345 894 4684 or request a call back on their website
Website: Marsh Commercial Commercial Insurance
4. Barnes Commercial Insurance Broker
- Offers tailored insurance solutions
- Experienced independent commercial insurance broker
- Helps you to gain cover and manage risk
- Offers a personalised approach
- Combined insurance products
- Liability and indemnity insurance
- Fleet insurance
- Business interruption
- Loss recovery insurance
- Call them on 01480 272727
Website: Barnes Commercial Insurance Broker Commercial Insurance
5. Get Indemnity
- Provides a range of commercial insurance products
- Access to the Willis Towers Watson Network of providers
- Independent and impartial advice
- Offers a cost-effective service
- Combined insurance packages
- Vehicle insurance
- Property insurance
- Liability cover
- Business interruption
- Get a quote online or call 0345 625 0711
Website: Get Indemnity Commercial Insurance
6. Whinney Insurance Brokers
- Provides insurance for finance, technology, media and creative professionals
- Caters for businesses of all sizes
- Independent specialist insurance broker
- Offers packages of insurance tailored to sector needs
- Professional indemnity cover
- Liability cover
- Office and equipment cover
- Cyber and data cover
- Rated highly on Trustpilot
- Apply online or call them on 0208 659 5098
Website: Whinney Insurance Brokers Commercial Insurance
7. Ellis David
- Experienced insurance broker
- Caters for small to large organisations
- Has agency agreements in place with most insurers so can offer more
- Liability and indemnity insurance
- Property insurance
- Company health insurance
- Cyber cover
- Fleet insurance
- Sector specific insurance
- Quote and buy online or call them on 0207 354 3881
Website: Ellis David Commercial Insurance
8. Bionic
- Provides tech enabled business brokerage
- Searches over 30 insurers
- Tailored quotes that they will talk you through
- Will assess the risks you need to protect against
- Liability and indemnity cover
- Buildings insurance
- Contents and stock cover
- Business interruption cover
- Rated highly on Trustpilot
- Call them on 0800 860 6833
Website: Bionic Commercial Insurance
9. Grove & Dean
- An established independent insurance broker
- Tailored insurance products
- Offers a full range of products provided in the UK insurance market
- Compares quotes from leading insurers to get you the best deal
- Liability and indemnity cover
- Property insurance
- Fleet insurance
- Cyber cover
- A wide range of specialist insurance products
- Enquire online or call them on 01708 436811
Website: Grove & Dean Commercial Insurance
10. QuoteZone.co.uk
- Offers a range of business insurance tailored to different needs
- Use their comparison system to compare providers
- Simple quotation form
- Liability insurance
- Professional indemnity insurance
- Property insurance
- Tradesman and contractors insurance
- Specialist insurance for specific sectors
- Highly rated on Reviews.co.uk
- Get a quote online
Website: QuoteZone.co.uk Commercial Insurance
11. Macbeth
- Offers a tailored approach to their brokerage advice
- Will ensure that you are covered for all risks
- Combined insurance
- Liability insurance
- Property insurance
- Fleet insurance
- Sector specific insurance
- Health insurance
- Highly rated on Working Feedback
- Call them on 0118 916 5480 or 0207 036 8767
Website: Macbeth Commercial Insurance
12. Dixons Insurance
- Specialises in commercial insurance
- Independent insurance broker
- Caters for businesses of all sizes
- Offers a range of combined insurance products tailored to specific sectors
- Professional indemnity insurance
- Liability insurance
- Property insurance
- Fleet insurance
- Contractor insurance
- Contact them on 01727 736970
Website: Dixons Insurance Commercial Insurance
13. PIIB
- Specialist insurance provider
- Offers corporate professional indemnity insurance
- Caters for a wide range of professions
- Negotiates the best deal
- Tailored policies
- Assists with claims management
- Disclosure guidance
- Will review cover
- Instant quotes are available online
- Call them on 0345 251 4000
Website: PIIB Commercial Insurance
14. Commercial Direct
- Offers a range of tailor-made insurance products
- Commercial combined cover
- Their experienced team will help you to find the best insurance cover
- Property insurance
- Landlord insurance
- Retailers insurance
- Restaurants and takeaways insurance
- Office and surgeries insurance
- Hotels, guest houses and pubs insurance
- Request a call back or call 0208 658 2888
Website: Commercial Direct Commercial Insurance
15. CCIB
- Independent, specialist agricultural insurance broker
- Experienced staff provide professional support
- Searches leading insurers for the best cover
- Cater for all commercial and rural insurance requirements
- Farm combined
- Farm fleet
- Commercial business
- Commercial motor fleet
- Property owners
- Enquire online or call 01772 780600
Website: CCIB Commercial Insurance
FAQ
What is a Commercial Insurance Broker?
A commercial insurance broker provides an intermediary service between the client and insurance provider and they help clients to seek out the most appropriate cover for their business.
They operate in a similar way to domestic insurance brokers, however, they specialise in providing commercial insurance which can be more complex.
Commercial insurance brokers are independent and are not tied to any particular insurance providers and will seek out the best insurance deals for you.
Why should you use a Commercial Insurance Broker?
Many businesses choose to use a commercial insurance broker because they can support them in navigating the insurance market and ensure that they get the appropriate level of cover at the right price.
They will get to know your business so that they are aware of the risks you face and what cover you require.
Understanding the terms and policy details and the differences between the insurance products on offer isn’t always straightforward and a broker can guide you through these and help you to select the most appropriate match for your business.
They can also help negotiate the price and combine the cover required to maximise the savings.
How much do Commercial Insurance Brokers charge?
How much the commercial insurance brokers charge their clients can vary depending on their fee structure and the product purchased.
Some brokers are paid a commission by the insurance providers for selecting their products for their clients. There may also be a fee applied to the client’s policy instead of or as well as in some cases that is added to the cost of the insurance plan.
Most commercial insurance brokers don’t tend to disclose this amount upfront on their websites but this will be included in their quotes.