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Time Finance Commercial Mortgage Reviews


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Time Finance is a financial provider that was formerly called Intelligent Loans before it was purchased by 1pm plc in March 2017 who is an SME finance group. 1pm plc businesses were later consolidated and rebranded Time Finance. They offer a range of finance solutions including property finance, asset finance, invoice finance, loans, asset-based lending and vehicle finance.

Time Finance property finance

Sections

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  • Time Finance Commercial Mortgage Options
    • Bridging Loans
    • Specialist Buy to Let Loans
  • Time Finance Commercial Mortgage Eligibility
  • Time Finance Commercial Mortgage Rates
  • Time Finance Commercial Mortgage Calculator
  • Time Finance Commercial Mortgage Reviews
  • How To Apply For A Time Finance Commercial Mortgage?
  • Pros
  • Cons

Time Finance Commercial Mortgage Options

Time Finance offers a range of property finance solutions which includes:

  • Rates starting from 3.99%
  • Up to 95% LTV
  • Fixed-rate options are available
  • Borrow from £10,000
  • Loans are quick to setup
  • Suitable for residential, commercial or mixed-use properties
  • Can be used for property refurbishment

Bridging Loans

Bridging loans are a short-term funding solution that is available to individuals and businesses and can be secured against residential or commercial property. It is suitable for a variety of funding needs and can be put in place quickly.

Specialist Buy to Let Loans

Time Finance offers specialist buy to let mortgages that help those that don’t have a straightforward property as they have access to specialist lenders and can package loans to your needs.

Time Finance Commercial Mortgage Eligibility

Time Finance doesn’t detail its eligibility criteria.

Time Finance Commercial Mortgage Rates

Time Finance’s bridging loans and buy to let mortgages rates start from 3.99%. Other fees and charges may apply.

Time Finance Commercial Mortgage Calculator

Time Finance doesn’t have a commercial mortgage or property finance calculator.

Time Finance Commercial Mortgage Reviews

There are no reviews available for Time Finance on any of the leading review sites.

Trustpilot – no reviews
Google Reviews – no reviews
Reviews.co.uk – no reviews
Review Centre – no reviews
Smart Money People – no reviews

How To Apply For A Time Finance Commercial Mortgage?

If you want to apply for property finance from Time Finance you can complete their contact us form or call them on 0333 344 3460.

Pros

  • Provides specialist buy to let mortgages that cater for those with complex needs
  • Offers funding up to 95% LTV
  • Loan amounts start low at £10,000

Cons

  • Only offers a small range of property finance products
  • No eligibility criteria is given
  • There are no customer reviews

Website: Time Finance Commercial Mortgages

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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