Xero Payroll vs Capium Payroll (up to 3 employees): UK Reviews & Prices Compared (2025)

We compare them based on real user reviews, prices and what features they both offer.

Xero Payroll vs Capium Payroll (up to 3 employees) Basics

	Xero Payroll	Capium Payroll (up to 3 employees)
Software Website	Xero Payroll Website	Capium Payroll (up to 3 employees) Website
Company Name	Xero Inc	Capium
Target Company Size (Small, Medium and/or Enterprise)	Small – Medium	Medium
Industry Focus	None	None

Wondering if Xero Payroll or Capium Payroll (up to 3 employees) has better user reviews. We compared them below.

	Xero Payroll	Capium Payroll (up to 3 employees)
Listed On HMRC Website	Yes	Yes
Trustpilot Rating	4.2	4.4
Number of Trustpilot Reviews	5831	27
iPhone App Rating	4.6	2.3
Number of iPhone Reviews	1800	9
Android App Rating	4.5	4.5
Number of Android Reviews	7880	27

Please note ratings we’re accurate at the time of writing but may have since changed

Which is cheaper Xero Payroll or Capium Payroll (up to 3 employees)? Here are their prices compared.

	Xero Payroll	Capium Payroll (up to 3 employees)
Listed As Having Free Plan By HMRC?	No	Yes
Free Plan?	No	Yes
Free Trial?	Yes	No
Free Trial Length?	30 days	Not Applicable

Data taken from each company’s website at the time of writing but may have since changed.

	Xero Payroll	Capium Payroll (up to 3 employees)
Cheapest Plan Cost Per Month	£7.50	£125.00
Mid-Tier Plan Cost Per Month	£15.00	£250.00
Top Plan Cost Per Month	£27.50	£500.00

Data taken from each company’s website at the time of writing but may have since changed.

	Xero Payroll	Capium Payroll (up to 3 employees)
Unlimited Payrolls	No	No
Automated Tax Filing and Payments	Yes	No
Live Customer Support	Yes	No
Ability To Manage Employee Benefits	Yes	No
Employee Access To Platform	Yes	No
Direct Deposit	Yes	No
Expense Reimbursement	Yes	No
Time Off Tracking	Yes	No
Handle Deductions From Pay	Yes	No
Debt Repayment From Pay	No	No
Employee Background Checks	No	No
Has An API	Yes	No
Create Payslip	No	No
Create P45	No	Yes
Create P60	No	Yes
Pay For Salaried Employees	Yes	Yes
Pay For Hourly Employees	Yes	Yes
Bonus / Incentive Pay	No	No
Pension Filing	Yes	Yes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)	No	No
Direct HMRC Submissions	Yes	Yes
RTI Compliant	No	Yes