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Square Terminal vs Tide Card Reader: Which Is Better In 2025?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Is the Square Terminal vs Tide Card Reader better for your UK small business?

We compare both machines based on real user reviews, prices and what features they each offer.

You can also find our comparison of all the best card machines here.

Square Terminal homepageTide Card Reader homepage

Square Terminal vs Tide Card Reader: The Basics

Square TerminalTide Card Reader
Payment Company NameSquareTide
Machine TypeMobile POSCard Machine
Where To Buy It?Click Here To Buy The Square TerminalClick Here To Buy The Tide Card Reader

Square Terminal vs Tide Card Reader: Which Is Cheaper

Below we compare the cost of buying the Square Terminal compared to the Tide Card Reader and how much each charge you to use them.

You can also see if either qualify as one of the 7 Cheapest Card Readers.

Square Terminal pricingTide Card Reader pricing
Square TerminalTide Card Reader
Price For The Machine (excluding VAT)£149£49
Minimum Monthly FeeNoneNone
Standard Debit Card Transaction Fee1.75%1.50%
Standard Credit Card Transaction Fee1.75%1.50%
Amex Card Fee1.75%No
Standard Card Not Present Fee1.4% + 25p for UK cards 2.5% + 25p for non-UK cards1.50%
Contract RequiredNoNo
Minimum Transaction Amount£1£5
How Soon Can You Get Your MoneyNext Buisness Day or Instant Option for 1% Fee1-3 business days
Data taken from each company’s website

Square Terminal vs Tide Card Reader Reviews

Does the Square Terminal or the Tide Card Reader have better reviews? We compare Trustpilot, iPhone and Android app reviews below.

Square TerminalTide Card Reader
Trustpilot Rating4.34.2
Number of Trustpilot Reviews2,29018,090
iPhone App Rating4.84.8
Number of iPhone Reviews10,30064,800
Android App Rating4.83.9
Number of Android Reviews213,00016,200

Square Terminal vs Tide Card Reader Accepted Cards

Both the Square Terminal and Tide Card Reader accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:

Square TerminalTide Card Reader
Accept VisaYesYes
Accept MastercardYesYes
Accept AmexYesNo
Accept Apple PayYesYes
Accept Google PayYesYes
Accept Union PayNoNo
Accept JCBNoNo
Accept DiscoverNoNo

Square Terminal vs Tide Card Reader Features


Square Terminal
Tide Card Reader
Mobile Phone RequiredNoYes
Built-In PrinterYesNo
Touch ScreenYesYes
Take Phone PaymentsYesYes
Take Online PaymentsYesYes
Business Bank Account IncludedNoYes

Square Terminal Features

Square Terminal features

  • Any type of payment method, including chip and PIN, mobile and contactless card payments
  • Fair pricing with no monthly fees
  • Data security
  • Monitor suspicious activity and block fraudulent transactions
  • Offline Mode
  • 24/7 phone support

Tide Card Reader Features

Tide Card Reader features

  • Lightweight and compact, for taking payments on the move
  • Tide app required to initiate payments
  • Proof of transaction by email only

Click Here To Buy The Square TerminalClick Here To Buy The Tide Card Reader

More Card Reader Comparisons

Square Terminal vs Tide Card Reader Plus
Square Terminal vs myPOS Go 2
Square Terminal vs myPOS Go Combo
Square Terminal vs myPOS Pro
Square Terminal vs Worldpay Simplicity POS

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