BusinessFinancing.co.uk

Square Terminal vs Barclaycard Smartpay Anywhere: Which Is Better In 2025?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Is the Square Terminal vs Barclaycard Smartpay Anywhere better for your UK small business?

We compare both machines based on real user reviews, prices and what features they each offer.

You can also find our comparison of all the best card machines here.

Square Terminal homepageBarclaycard Smartpay Anywhere homepage

Square Terminal vs Barclaycard Smartpay Anywhere: The Basics

Square TerminalBarclaycard Smartpay Anywhere
Payment Company NameSquareBarclaycard
Machine TypeMobile POSCard Machine
Where To Buy It?Click Here To Buy The Square TerminalClick Here To Buy The Barclaycard Smartpay Anywhere

Square Terminal vs Barclaycard Smartpay Anywhere: Which Is Cheaper

Below we compare the cost of buying the Square Terminal compared to the Barclaycard Smartpay Anywhere and how much each charge you to use them.

You can also see if either qualify as one of the 7 Cheapest Card Readers.

Square Terminal pricingBarclaycard Smartpay Anywhere pricing
Square TerminalBarclaycard Smartpay Anywhere
Price For The Machine (excluding VAT)£149£29
Minimum Monthly FeeNoneNone
Standard Debit Card Transaction Fee1.75%1.60%
Standard Credit Card Transaction Fee1.75%1.60%
Amex Card Fee1.75%1.60%
Standard Card Not Present Fee1.4% + 25p for UK cards 2.5% + 25p for non-UK cards1.60%
Contract RequiredNoYes
Minimum Transaction Amount£1No
How Soon Can You Get Your MoneyNext Buisness Day or Instant Option for 1% FeeNext Banking Day
Data taken from each company’s website

Square Terminal vs Barclaycard Smartpay Anywhere Reviews

Does the Square Terminal or the Barclaycard Smartpay Anywhere have better reviews? We compare Trustpilot, iPhone and Android app reviews below.

Square TerminalBarclaycard Smartpay Anywhere
Trustpilot Rating4.31.3
Number of Trustpilot Reviews2,2903,158
iPhone App Rating4.81.5
Number of iPhone Reviews10,30020
Android App Rating4.81.4
Number of Android Reviews213,00020

Square Terminal vs Barclaycard Smartpay Anywhere Accepted Cards

Both the Square Terminal and Barclaycard Smartpay Anywhere accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:

Square TerminalBarclaycard Smartpay Anywhere
Accept VisaYesYes
Accept MastercardYesYes
Accept AmexYesYes
Accept Apple PayYesYes
Accept Google PayYesYes
Accept Union PayNoYes
Accept JCBNoYes
Accept DiscoverNoYes

Square Terminal vs Barclaycard Smartpay Anywhere Features


Square Terminal
Barclaycard Smartpay Anywhere
Mobile Phone RequiredNoYes
Built-In PrinterYesNo
Touch ScreenYesNo
Take Phone PaymentsYesYes
Take Online PaymentsYesYes
Business Bank Account IncludedNoNo

Square Terminal Features

Square Terminal features

  • Any type of payment method, including chip and PIN, mobile and contactless card payments
  • Fair pricing with no monthly fees
  • Data security
  • Monitor suspicious activity and block fraudulent transactions
  • Offline Mode
  • 24/7 phone support

Barclaycard Smartpay Anywhere Features

Barclaycard Smartpay Anywhere features

  • Accept cards and digital wallets, including Amex and Apple Pay
  • Free FreshBooks account
  • Real-time sales data
  • Compatible with Android 10 and iOS 15 and above
  • Comes with a USB charging cable
  • 24/7 help and support

Click Here To Buy The Square TerminalClick Here To Buy The Barclaycard Smartpay Anywhere

More Card Reader Comparisons

Square Terminal vs Barclaycard Smartpay Touch
Square Terminal vs takepaymentsplus
Square Terminal vs Clover Flex Tyl by NatWest
Square Terminal vs PAX A50 Tyl by NatWest
Zettle By Paypal Card Reader 2 vs Zettle By Paypal Payment Terminal

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



7 Cheapest Card Readers In 2025: Prices & Fees Compared

Best Card Machines For Small Business Based On UK Reviews

How Much Are UK Card Readers? Pricing & Transaction Fees

What Is Payment Processing & How Do Payment Processors Work?

Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224