BusinessFinancing.co.uk

Square Reader vs Barclaycard Smartpay Touch: Which Is Better In 2025?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Is the Square Reader vs Barclaycard Smartpay Touch better for your UK small business?

We compare both machines based on real user reviews, prices and what features they each offer.

You can also find our comparison of all the best card machines here.

Square Reader homepageBarclaycard Smartpay Touch homepage

Square Reader vs Barclaycard Smartpay Touch: The Basics

Square ReaderBarclaycard Smartpay Touch
Payment Company NameSquareBarclaycard
Machine TypeCard MachineMobile POS
Where To Buy It?Click Here To Buy The Square ReaderClick Here To Buy The Barclaycard Smartpay Touch

Square Reader vs Barclaycard Smartpay Touch: Which Is Cheaper

Below we compare the cost of buying the Square Reader compared to the Barclaycard Smartpay Touch and how much each charge you to use them.

You can also see if either qualify as one of the 7 Cheapest Card Readers.

Square Reader pricingBarclaycard Smartpay Touch pricing
Square ReaderBarclaycard Smartpay Touch
Price For The Machine (excluding VAT)£19Monthly Rental Fee
Minimum Monthly FeeNone£29
Standard Debit Card Transaction Fee1.75%1.60%
Standard Credit Card Transaction Fee1.75%1.60%
Amex Card Fee1.75%1.60%
Standard Card Not Present Fee1.4% + 25p for UK cards 2.5% + 25p for non-UK cards1.60%
Contract RequiredNoYes
Minimum Transaction Amount£1No
How Soon Can You Get Your MoneyNext Buisness Day or Instant Option for 1% FeeNext Banking Day
Data taken from each company’s website

Square Reader vs Barclaycard Smartpay Touch Reviews

Does the Square Reader or the Barclaycard Smartpay Touch have better reviews? We compare Trustpilot, iPhone and Android app reviews below.

Square ReaderBarclaycard Smartpay Touch
Trustpilot Rating4.31.3
Number of Trustpilot Reviews2,2903,158
iPhone App Rating4.8No Rating
Number of iPhone Reviews10,300No Reviews
Android App Rating4.8No Rating
Number of Android Reviews213,000No Reviews

Square Reader vs Barclaycard Smartpay Touch Accepted Cards

Both the Square Reader and Barclaycard Smartpay Touch accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:

Square ReaderBarclaycard Smartpay Touch
Accept VisaYesYes
Accept MastercardYesYes
Accept AmexYesYes
Accept Apple PayYesYes
Accept Google PayYesYes
Accept Union PayNoYes
Accept JCBNoYes
Accept DiscoverNoYes

Square Reader vs Barclaycard Smartpay Touch Features


Square Reader
Barclaycard Smartpay Touch
Mobile Phone RequiredNoNo
Built-In PrinterNoYes
Touch ScreenNoYes
Take Phone PaymentsYesYes
Take Online PaymentsYesYes
Business Bank Account IncludedNoNo

Square Reader Features

Square Reader features

  • Chip and PIN and contactless card reader
  • 24/7 fraud prevention and payment dispute management at no extra cost
  • Get money in your bank account as soon as the next working day, or instantly for a fee
  • Packs a powerful battery in a pocket-sized POS
  • Square Reader stays connected to your device

Barclaycard Smartpay Touch Features

Barclaycard Smartpay Touch features

  • Take payments in store or on-the-go using chip and PIN, contactless and more
  • Booking tools to minimise no-shows and maximise customer numbers
  • Full reporting and dashboards
  • Accept digital wallets, such as Apple Pay, as well as credit cards, debit cards, and telephone payments
  • Real-time insight
  • Hand-held device, software package, and portal access are all included for £29 plus VAT per month

Click Here To Buy The Square ReaderClick Here To Buy The Barclaycard Smartpay Touch

More Card Reader Comparisons

Square Reader vs takepaymentsplus
Square Reader vs Clover Flex Tyl by NatWest
Square Reader vs PAX A50 Tyl by NatWest
Square Terminal vs Zettle By Paypal Card Reader 2
Square Terminal vs Zettle By Paypal Payment Terminal

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



7 Cheapest Card Readers In 2025: Prices & Fees Compared

Best Card Machines For Small Business Based On UK Reviews

How Much Are UK Card Readers? Pricing & Transaction Fees

What Is Payment Processing & How Do Payment Processors Work?

Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224