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Zoho Expense vs Intergiro: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Zoho Expense and Intergiro are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Zoho Expense HomepageIntergiro Homepage
 

Zoho Expense vs Intergiro Reviews

Zoho ExpenseIntergiro
Trustpilot Review Rating 4.43.6
Number of Trustpilot Reviews4462168
iPhone App Rating4.75
Number of iPhone App Reviews4434
Android App Rating4.6No Rating
Number of Android App Reviews12600No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Zoho Expense vs Intergiro Key Details

Zoho ExpenseIntergiro
WebsiteClick Here to Visit Zoho Expense WebsiteClick Here to Visit Intergiro Website
Card TypeNo Card ProvidedMastercard
Offers Physical Cards?NoYes
Offers Virtual Cards?NoYes
Offers Prepaid Cards?NoYes
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Zoho Expense vs Intergiro Cost

Zoho Expense PricingIntergiro Pricing
Zoho ExpenseIntergiro
Free Plan?YesNo
Free Trial?YesNo
Cheapest Plan Price Per Month£4.00£16.49
Mid Plan Price Per Month£6.00£42.53
Top Plan Price Per Month£10.00Custom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Zoho Expense vs Intergiro Features

Zoho Expense FeaturesIntergiro Features

Zoho Expense Features

STANDARD

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance

PREMIUM

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance
  • Receipt Autoscan
  • Travel Requests
  • Purchase Request
  • Advanced Approval
  • Per Diem Automation
  • Advanced Customization

ENTERPRISE

  • Unlimited Users
  • 20 Receipt Autoscans per user
  • Corporate Card Reconcillation
  • Cash Advances
  • Multilevel Approval
  • Access Delegation
  • Basic Audit Trail Report
  • Email, call, and remote assistance
  • Receipt Autoscan
  • Travel Requests
  • Purchase Request
  • Advanced Approval
  • Per Diem Automation
  • Advanced Customization
  • TMC/OTA Integration
  • ERP Integration
  • Single Sign On (SAML)
  • Dedicated Account Manager
  • Advanced Audit Trail Report

Zoho Expense Accounting Software Integrations

  • Quickbooks
  • Xero
  • Sage

Intergiro Features

Starter

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Free
  • Outbound Euro payments (via SEPA) – 25x / month or 10,000€ / month
  • International payments (inbound / outbound via SWIFT) – €20 per transaction
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – 2€

Growth

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Free
  • Outbound Euro payments (via SEPA) – No thresholds
  • International payments (inbound / outbound via SWIFT) – €10 per transaction
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – €1

Enterprise

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Customised
  • Outbound Euro payments (via SEPA) – Customised
  • International payments (inbound / outbound via SWIFT) – Customised
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – Customised

Intergiro Accounting Software Integrations

Not Listed

Zoho Expense vs Intergiro Features Comparison

Zoho ExpenseIntergiro
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsYesNo
Expense ReimbursementsYesNo
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesNo
Budget ControlYesNo
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesNo
Spend ControlYesYes
Travel Management YesYes

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