Tide Expense Cards and Spenfi are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Tide Expense Cards vs Spenfi Reviews
| Tide Expense Cards | Spenfi | |
| Trustpilot Review Rating | 4.3 | 3.8 |
| Number of Trustpilot Reviews | 17909 | 2 |
| iPhone App Rating | 3.3 | No Rating |
| Number of iPhone App Reviews | 4 | No Reviews |
| Android App Rating | 4 | No Rating |
| Number of Android App Reviews | 5 | No Reviews |
Tide Expense Cards vs Spenfi Key Details
| Tide Expense Cards | Spenfi | |
| Website | Click Here to Visit Tide Expense Cards Website | Click Here to Visit Spenfi Website |
| Card Type | Mastercard | VISA |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | Yes | No |
| Cashback Plans? | Yes | Yes |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Tide Expense Cards vs Spenfi Cost
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| Tide Expense Cards | Spenfi | |
| Free Plan? | Yes | Yes |
| Free Trial? | No | No |
| Cheapest Plan Price Per Month | £9.99 | £199.00 |
| Mid Plan Price Per Month | £18.99 | £399.00 |
| Top Plan Price Per Month | £49.99 | Free* |
Tide Expense Cards vs Spenfi Features
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Tide Expense Cards Features
Plus
- Transfers in & out – 20/ month free
- ATM withdrawals
- Read access for team members
- Scheduled payments
- Accounting integrations – Quickbooks, Xero, Sage and more
- Multi-business – hold up to 5 business accounts
- Create and send invoices for free
- Priority in-app support
- Phone support
- 24/7 legal helpline
- Exclusive member perks
- Support with trademark filing and disputes
Pro
- Transfers in & out – Unlimited
- ATM withdrawals
- Read access for team members
- Scheduled payments
- Accounting integrations – Quickbooks, Xero, Sage and more
- Multi-business – hold up to 5 business accounts
- Create and send invoices for free
- Priority in-app support
- Phone support
- 24/7 legal helpline
- Exclusive member perks
- Support with trademark filing and disputes
Cashback
- Transfers in & out – Unlimited
- ATM withdrawals
- Read access for team members
- Scheduled payments
- Accounting integrations – Quickbooks, Xero, Sage and more
- Multi-business – hold up to 5 business accounts
- Create and send invoices for free
- Priority in-app support
- Phone support
- 24/7 legal helpline
- Exclusive member perks
- Support with trademark filing and disputes
- Dedicated team of account managers
- 0.5% cashback with your Tide card
Tide Expense Cards Accounting Software Integrations
- Xero
- QuickBooks
- Sage
Spenfi Features
Cards
- Virtual and physical Visa cards
- EUR, GBP & USD accounts
- Streamlined expense management
- Invoices, receipts & purchase orders management
- Smart subscriptions management
- Connect 2500+ bank accounts
- Apple Pay, Google Pay
Enterprise
- Virtual and physical Visa cards
- EUR, GBP & USD accounts
- Streamlined expense management
- Invoices, receipts & purchase orders management
- Smart subscriptions management
- Connect 2500+ bank accounts
- Apple Pay, Google Pay
- Pre-accounting OCR in 60+ languages
- Bulk payments
- Reimbursements management
- Smart inbox for receiving documents
- Supplier management
- Customer Success Specialist
Custom
- Virtual and physical Visa cards
- EUR, GBP & USD accounts
- Streamlined expense management
- Invoices, receipts & purchase orders management
- Smart subscriptions management
- Connect 2500+ bank accounts
- Apple Pay, Google Pay
- Pre-accounting OCR in 60+ languages
- Bulk payments
- Reimbursements management
- Smart inbox for receiving documents
- Supplier management
- Customer Success Specialist
- Multi-entity management
- Custom Integrations and APIs
- Dedicated 24/7 Customer Success Specialist
- Online onboarding sessions
Spenfi Accounting Software Integrations
- Xero
- Quickbooks
- Datev
- Exact Online
Tide Expense Cards vs Spenfi Features Comparison
| Tide Expense Cards | Spenfi | |
| Apple Pay Compatible | Yes | Yes |
| Google Pay Compatible | Yes | Yes |
| Expense Claims | No | Yes |
| Expense Reimbursements | No | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | No |
| Reconciliations | No | No |
| Approval Process Control | No | No |
| Budget Control | No | Yes |
| Expense Categorisation | Yes | No |
| Compliance Management | No | No |
| Customizable Fields | No | No |
| Fraud Detection | No | Yes |
| Multi-Currency Cards | No | Yes |
| Mileage Tracking | No | Yes |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | No | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | No | No |
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