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Tide Expense Cards vs Equals: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Tide Expense Cards and Equals are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Tide Expense Cards HomepageEquals Homepage
 

Tide Expense Cards vs Equals Reviews

Tide Expense CardsEquals
Trustpilot Review Rating 4.34.7
Number of Trustpilot Reviews17909200
iPhone App Rating3.34.7
Number of iPhone App Reviews413
Android App Rating42.9
Number of Android App Reviews525
Note these figures we’re taken from each company’s website and may have changed since publication

Tide Expense Cards vs Equals Key Details

Tide Expense CardsEquals
WebsiteClick Here to Visit Tide Expense Cards WebsiteClick Here to Visit Equals Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?YesYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Tide Expense Cards vs Equals Cost

Tide Expense Cards PricingEquals Pricing
Tide Expense CardsEquals
Free Plan?YesYes
Free Trial?NoNo
Cheapest Plan Price Per Month£9.99£0.00
Mid Plan Price Per Month£18.99£50.00
Top Plan Price Per Month£49.99Custom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Tide Expense Cards vs Equals Features

Tide Expense Cards FeaturesEquals Features

Tide Expense Cards Features

Plus

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Pro

  • Transfers in & out – Unlimited
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Cashback

  • Transfers in & out – Unlimited
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes
  • Dedicated team of account managers
  • 0.5% cashback with your Tide card

Tide Expense Cards Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

Equals Features

Charity & Non-profit

  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals – £1.50

Business

  • Use up to 100 physical cards
  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals – £1.50

Business Plus

  • Use over 100 physical cards
  • Unlimited users, no monthly fees
  • Custom card issuance pricing
  • Custom virtual card pricing
  • Free to use in 20 major currencies

Equals Accounting Software Integrations

  • Xero

Tide Expense Cards vs Equals Features Comparison

Tide Expense CardsEquals
Apple Pay CompatibleYesYes
Google Pay CompatibleYesNo
Expense ClaimsNoNo
Expense ReimbursementsNoNo
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsNoYes
Approval Process ControlNoYes
Budget ControlNoYes
Expense CategorisationYesNo
Compliance ManagementNoYes
Customizable Fields NoNo
Fraud DetectionNoNo
Multi-Currency CardsNoYes
Mileage TrackingNoNo
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingNoYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management NoYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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