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Tide Expense Cards vs Capture Expense: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Tide Expense Cards and Capture Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Tide Expense Cards HomepageCapture Expense Homepage
 

Tide Expense Cards vs Capture Expense Reviews

Tide Expense CardsCapture Expense
Trustpilot Review Rating 4.3No Rating
Number of Trustpilot Reviews17909No Reviews
iPhone App Rating3.35
Number of iPhone App Reviews42
Android App Rating4No Rating
Number of Android App Reviews5No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Tide Expense Cards vs Capture Expense Key Details

Tide Expense CardsCapture Expense
WebsiteClick Here to Visit Tide Expense Cards WebsiteClick Here to Visit Capture Expense Website
Card TypeMastercardNo Card Provided
Offers Physical Cards?YesNo
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesNo
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Tide Expense Cards vs Capture Expense Cost

Tide Expense Cards PricingCapture Expense Pricing
Tide Expense CardsCapture Expense
Free Plan?YesNo
Free Trial?NoYes
Cheapest Plan Price Per Month£9.99£6.00
Mid Plan Price Per Month£18.99Not Applicable
Top Plan Price Per Month£49.99Custom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Tide Expense Cards vs Capture Expense Features

Tide Expense Cards FeaturesCapture Expense Features

Tide Expense Cards Features

Plus

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Pro

  • Transfers in & out – Unlimited
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Cashback

  • Transfers in & out – Unlimited
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes
  • Dedicated team of account managers
  • 0.5% cashback with your Tide card

Tide Expense Cards Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

Capture Expense Features

Business

  • Mileage calculator
  • Receipt inbox
  • Receipt scanning
  • Advanced approval
  • Multi-currency
  • Smart scanning
  • Card reconciliation
  • Project tracking

No Mid-Tier Plan

Not Applicable

Enterprise

  • Mileage calculator
  • Receipt inbox
  • Receipt scanning
  • Advanced approval
  • Multi-currency
  • Smart scanning
  • Card reconciliation
  • Project tracking
  • Single sign-on
  • ERP integration
  • Dedicated account manager
  • Open banking
  • Advanced reporting
  • Linked organisations

Capture Expense Accounting Software Integrations

  • Zynk
  • Xero
  • QuickBooks
  • Sage
  • Sap
  • Epicor
  • Oracle

Tide Expense Cards vs Capture Expense Features Comparison

Tide Expense CardsCapture Expense
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesNo
ReconciliationsNoYes
Approval Process ControlNoYes
Budget ControlNoYes
Expense CategorisationYesNo
Compliance ManagementNoYes
Customizable Fields NoYes
Fraud DetectionNoYes
Multi-Currency CardsNoYes
Mileage TrackingNoYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingNoYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management NoYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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