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Tide Expense Cards vs B4B Payments: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Tide Expense Cards and B4B Payments are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Tide Expense Cards HomepageB4B Payments Homepage
 

Tide Expense Cards vs B4B Payments Reviews

Tide Expense CardsB4B Payments
Trustpilot Review Rating 4.31.7
Number of Trustpilot Reviews17909248
iPhone App Rating3.32.5
Number of iPhone App Reviews422
Android App Rating42.3
Number of Android App Reviews5117
Note these figures we’re taken from each company’s website and may have changed since publication

Tide Expense Cards vs B4B Payments Key Details

Tide Expense CardsB4B Payments
WebsiteClick Here to Visit Tide Expense Cards WebsiteClick Here to Visit B4B Payments Website
Card TypeMastercardVISA/Mastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?YesYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Tide Expense Cards vs B4B Payments Cost

Tide Expense Cards PricingB4B Payments Pricing
Tide Expense CardsB4B Payments
Free Plan?YesNo
Free Trial?NoNo
Cheapest Plan Price Per Month£9.99Pricing Not On Website
Mid Plan Price Per Month£18.99Not Applicable
Top Plan Price Per Month£49.99Not Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Tide Expense Cards vs B4B Payments Features

Tide Expense Cards FeaturesB4B Payments Features

Tide Expense Cards Features

Plus

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Pro

  • Transfers in & out – Unlimited
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Cashback

  • Transfers in & out – Unlimited
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes
  • Dedicated team of account managers
  • 0.5% cashback with your Tide card

Tide Expense Cards Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

B4B Payments Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

B4B Payments Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Tide Expense Cards vs B4B Payments Features Comparison

Tide Expense CardsB4B Payments
Apple Pay CompatibleYesYes
Google Pay CompatibleYesYes
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsNoYes
Approval Process ControlNoNo
Budget ControlNoYes
Expense CategorisationYesYes
Compliance ManagementNoYes
Customizable Fields NoNo
Fraud DetectionNoYes
Multi-Currency CardsNoYes
Mileage TrackingNoNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingNoYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management NoYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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