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Silverbird vs Payem: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Silverbird and Payem are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Silverbird HomepagePayem Homepage
 

Silverbird vs Payem Reviews

SilverbirdPayem
Trustpilot Review Rating 4.5No Rating
Number of Trustpilot Reviews58No Reviews
iPhone App RatingNo RatingNo Rating
Number of iPhone App ReviewsNo ReviewsNo Reviews
Android App RatingNo RatingNo Rating
Number of Android App ReviewsNo ReviewsNo Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Silverbird vs Payem Key Details

SilverbirdPayem
WebsiteClick Here to Visit Silverbird WebsiteClick Here to Visit Payem Website
Card TypeNo Card ProvidedVISA
Offers Physical Cards?NoYes
Offers Virtual Cards?NoYes
Offers Prepaid Cards?NoYes
Cashback Plans?NoNo
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?NoYes

Silverbird vs Payem Cost

Silverbird PricingPayem Pricing
SilverbirdPayem
Free Plan?YesNo
Free Trial?YesNo
Cheapest Plan Price Per MonthPricing Not On WebsitePricing Not On Website
Mid Plan Price Per MonthNot ApplicableNot Applicable
Top Plan Price Per MonthNot ApplicableNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Silverbird vs Payem Features

Silverbird FeaturesPayem Features

Silverbird Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Silverbird Accounting Software Integrations

Not Listed

Payem Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Payem Accounting Software Integrations

  • NetSuite
  • Quickbooks

Silverbird vs Payem Features Comparison

SilverbirdPayem
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsNoYes
Approval Process ControlNoYes
Budget ControlNoYes
Expense CategorisationNoYes
Compliance ManagementYesYes
Customizable Fields NoYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadNoYes
Real Time Notifications & ReportingYesYes
Receipt ManagementNoYes
Spend ControlNoYes
Travel Management NoYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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