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Rydoo vs Moss: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Rydoo and Moss are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Rydoo HomepageMoss Homepage
 

Rydoo vs Moss Reviews

RydooMoss
Trustpilot Review Rating 2.74
Number of Trustpilot Reviews4119
iPhone App Rating4.95
Number of iPhone App Reviews6363
Android App Rating4.7No Rating
Number of Android App Reviews3950No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Rydoo vs Moss Key Details

RydooMoss
WebsiteClick Here to Visit Rydoo WebsiteClick Here to Visit Moss Website
Card TypeVISAMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoYes
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Rydoo vs Moss Cost

Rydoo PricingMoss Pricing
RydooMoss
Free Plan?NoNo
Free Trial?YesYes
Cheapest Plan Price Per Month£7.00Pricing Not On Website
Mid Plan Price Per Month£9.00Pricing Not On Website
Top Plan Price Per MonthCustom pricingPricing Not On Website
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Rydoo vs Moss Features

Rydoo FeaturesMoss Features

Rydoo Features

Essentials

  • Mobile app with receipt scanner
  • Unlimited expenses
  • Mileage expenses
  • Basic integrations
  • Single approval flow
  • Local Legal & tax compliance
  • PDF/ Excel exports
  • Multi-country certified paperless expensing

Pro

  • Mobile app with receipt scanner
  • Unlimited expenses
  • Mileage expenses
  • Basic integrations
  • Single approval flow
  • Local Legal & tax compliance
  • PDF/ Excel exports
  • Multi-country certified paperless expensing
  • Per diems / daily allowances
  • Online accounting integrations
  • Automated transaction reconciliation
  • Customisable policies & rules
  • Multilevel approval flow
  • Customisable input fields
  • Custom bank transactions feed
  • Multi-country local compliance

Enterprise

  • Mobile app with receipt scanner
  • Unlimited expenses
  • Mileage expenses
  • Basic integrations
  • Single approval flow
  • Local Legal & tax compliance
  • PDF/ Excel exports
  • Multi-country certified paperless expensing
  • Per diems / daily allowances
  • Online accounting integrations
  • Automated transaction reconciliation
  • Customisable policies & rules
  • Multilevel approval flow
  • Customisable input fields
  • Custom bank transactions feed
  • Multi-country local compliance
  • SFTP Exports
  • API access (SAP, Oracle)
  • Ticket support service
  • Advanced approval workflows
  • Advanced Custom fields
  • Insights Management Dashboard
  • SAML Single Sign On (SSO)
  • HR connect

Rydoo Accounting Software Integrations

  • Xero
  • QuickBooks
  • Datev
  • Exact Online
  • Sage

Moss Features

Smart Cards

  • Unlimited smart corporate cards with automated spend approval flows
  • Boost cash flow using Moss Credit Cards
  • Market-leading receipt capture and matching
  • Integrate seamlessly with accounting systems
  • Pay with physical cards or Apple & Google Pay
  • iOS and Android mobile app

Customised Plan

  • Choose any combination of smart cards, employee reimbursement, or invoice management modules
  • Select the right level of ERP integration for your business
  • Add the appropriate controlling, SSO and AI accounting automation features as needed
  • 1-1 custom implementation support
  • 24/7 support

Complete Spend Management

  • Entire oversight of corporate cards, invoice management, and expense reimbursements
  • Real-time budget insights
  • AI accounting automation for more precise financial reporting
  • Full range of ERP and accounting integrations
  • SSO for enhanced security
  • Dedicated customer success account manager

Moss Accounting Software Integrations

  • Xero
  • QuickBooks
  • Datev
  • Exact Online
  • Sage
  • SAP
  • Oracle

Rydoo vs Moss Features Comparison

RydooMoss
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationNoYes
Compliance ManagementYesYes
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsYesNo
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

More Comparisons

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Rydoo vs Yokoy
Rydoo vs Mobile Expense
Rydoo vs Emburse
Rydoo vs Payem

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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