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Klippa vs Equals: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Klippa and Equals are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Klippa HomepageEquals Homepage
 

Klippa vs Equals Reviews

KlippaEquals
Trustpilot Review Rating No Rating4.7
Number of Trustpilot ReviewsNo Rating200
iPhone App RatingNo Rating4.7
Number of iPhone App ReviewsNo Reviews13
Android App RatingNo Rating2.9
Number of Android App ReviewsNo Reviews25
Note these figures we’re taken from each company’s website and may have changed since publication

Klippa vs Equals Key Details

KlippaEquals
WebsiteClick Here to Visit Klippa WebsiteClick Here to Visit Equals Website
Card TypeVISAMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoYes
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Klippa vs Equals Cost

Klippa PricingEquals Pricing
KlippaEquals
Free Plan?NoYes
Free Trial?NoNo
Cheapest Plan Price Per Month£4.00£0.00
Mid Plan Price Per Month£5.00£50.00
Top Plan Price Per MonthCustomCustom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Klippa vs Equals Features

Klippa FeaturesEquals Features

Klippa Features

Effective

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month

Premium

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim

Custom

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim
  • Match creditcard statements automatically
  • Custom connections and access to the Klippa API
  • User sync, Single sign-on and/or 2FA
  • In-app company logo
  • Custom SLA

Klippa Accounting Software Integrations

  • Quickbooks
  • Nesuite
  • Xero

Equals Features

Charity & Non-profit

  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals – £1.50

Business

  • Use up to 100 physical cards
  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals – £1.50

Business Plus

  • Use over 100 physical cards
  • Unlimited users, no monthly fees
  • Custom card issuance pricing
  • Custom virtual card pricing
  • Free to use in 20 major currencies

Equals Accounting Software Integrations

  • Xero

Klippa vs Equals Features Comparison

KlippaEquals
Apple Pay CompatibleYesYes
Google Pay CompatibleYesNo
Expense ClaimsYesNo
Expense ReimbursementsYesNo
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields YesNo
Fraud DetectionYesNo
Multi-Currency CardsNoYes
Mileage TrackingNoNo
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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