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Klippa vs B4B Payments: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Klippa and B4B Payments are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Klippa HomepageB4B Payments Homepage
 

Klippa vs B4B Payments Reviews

KlippaB4B Payments
Trustpilot Review Rating No Rating1.7
Number of Trustpilot ReviewsNo Rating248
iPhone App RatingNo Rating2.5
Number of iPhone App ReviewsNo Reviews22
Android App RatingNo Rating2.3
Number of Android App ReviewsNo Reviews117
Note these figures we’re taken from each company’s website and may have changed since publication

Klippa vs B4B Payments Key Details

KlippaB4B Payments
WebsiteClick Here to Visit Klippa WebsiteClick Here to Visit B4B Payments Website
Card TypeVISAVISA/Mastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoYes
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Klippa vs B4B Payments Cost

Klippa PricingB4B Payments Pricing
KlippaB4B Payments
Free Plan?NoNo
Free Trial?NoNo
Cheapest Plan Price Per Month£4.00Pricing Not On Website
Mid Plan Price Per Month£5.00Not Applicable
Top Plan Price Per MonthCustomNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Klippa vs B4B Payments Features

Klippa FeaturesB4B Payments Features

Klippa Features

Effective

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month

Premium

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim

Custom

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim
  • Match creditcard statements automatically
  • Custom connections and access to the Klippa API
  • User sync, Single sign-on and/or 2FA
  • In-app company logo
  • Custom SLA

Klippa Accounting Software Integrations

  • Quickbooks
  • Nesuite
  • Xero

B4B Payments Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

B4B Payments Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Klippa vs B4B Payments Features Comparison

KlippaB4B Payments
Apple Pay CompatibleYesYes
Google Pay CompatibleYesYes
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesNo
Budget ControlYesYes
Expense CategorisationYesYes
Compliance ManagementYesYes
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsNoYes
Mileage TrackingNoNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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