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Juni vs Spenfi: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Juni and Spenfi are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Juni HomepageSpenfi Homepage
 

Juni vs Spenfi Reviews

JuniSpenfi
Trustpilot Review Rating 4.53.8
Number of Trustpilot Reviews3632
iPhone App Rating5No Rating
Number of iPhone App Reviews1No Reviews
Android App RatingNo RatingNo Rating
Number of Android App ReviewsNo ReviewsNo Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Juni vs Spenfi Key Details

JuniSpenfi
WebsiteClick Here to Visit Juni WebsiteClick Here to Visit Spenfi Website
Card TypeMastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?NoNo
Cashback Plans?YesYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Juni vs Spenfi Cost

Juni PricingSpenfi Pricing
JuniSpenfi
Free Plan?NoYes
Free Trial?YesNo
Cheapest Plan Price Per Month£79.00£199.00
Mid Plan Price Per MonthNot Applicable£399.00
Top Plan Price Per MonthBespokeFree*
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Juni vs Spenfi Features

Juni FeaturesSpenfi Features

Juni Features

Scale

  • 0.5% cashback on debit spend, no caps
  • Streamlined accounting
  • Interest-free credit with up to 60 days to repay
  • Shopify and Amazon storefront integrations

No Mid-Tier Plan

Not Applicable

Prime

  • Custom terms on cashback and capital
  • Custom number of cards, accounts and users
  • Dedicated account managers
  • Multi-entity management (coming soon)

Juni Accounting Software Integrations

  • Netsuite
  • Datev
  • Fortnox
  • Exact Online

Spenfi Features

Cards

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay

Enterprise

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist

Custom

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist
  • Multi-entity management
  • Custom Integrations and APIs
  • Dedicated 24/7 Customer Success Specialist
  • Online onboarding sessions

Spenfi Accounting Software Integrations

  • Xero
  • Quickbooks
  • Datev
  • Exact Online

Juni vs Spenfi Features Comparison

JuniSpenfi
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesNo
ReconciliationsYesNo
Approval Process ControlNoNo
Budget ControlYesYes
Expense CategorisationNoNo
Compliance ManagementNoNo
Customizable Fields YesNo
Fraud DetectionNoYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadNoYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management NoNo

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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