BusinessFinancing.co.uk

 

GoSolo vs Spenfi: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

GoSolo and Spenfi are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

GoSolo HomepageSpenfi Homepage
 

GoSolo vs Spenfi Reviews

GoSoloSpenfi
Trustpilot Review Rating 2.73.8
Number of Trustpilot Reviews722
iPhone App Rating4.6No Rating
Number of iPhone App Reviews83No Reviews
Android App Rating3.6No Rating
Number of Android App Reviews58No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

GoSolo vs Spenfi Key Details

GoSoloSpenfi
WebsiteClick Here to Visit GoSolo WebsiteClick Here to Visit Spenfi Website
Card TypeMastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?NoNo
Cashback Plans?NoYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?NoYes

GoSolo vs Spenfi Cost

GoSolo PricingSpenfi Pricing
GoSoloSpenfi
Free Plan?YesYes
Free Trial?NoNo
Cheapest Plan Price Per MonthFree£199.00
Mid Plan Price Per MonthNot Applicable£399.00
Top Plan Price Per Month£199.00Free*
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

GoSolo vs Spenfi Features

GoSolo FeaturesSpenfi Features

GoSolo Features

Business Account

  • GBP Business Account (Sort Code & Account Number)
  • Physical MasterCard Debit Card
  • Payments in and out in GBP
  • Multi Business – Add multiple companies
  • Multi User – Add users with read only access
  • 24/7 Access via Web & Mobile apps
  • Model Articles of Association
  • Model Shareholders Agreement
  • UK issued proof of personal address (Utility Bill, Bank Account Statement, Council Tax)

No Mid-Tier Plan

Not Applicable

All-Inclusive Package

  • GBP Business Account (Sort Code & Account Number)
  • Physical MasterCard Debit Card
  • Payments in and out in GBP
  • Multi Business – Add multiple companies
  • Multi User – Add users with read only access
  • 24/7 Access via Web & Mobile apps
  • Model Articles of Association
  • Model Shareholders Agreement
  • UK Registered Company Address (for official use)
  • UK Virtual office location – for trade and business post
  • Mail Scanning
  • Online portal to manage mail and address
  • Partner Perks and Offers worth over £ 20 000
  • Invoicing
  • 1 on 1 Personalised Advice
  • UK issued proof of personal address (Utility Bill, Bank Account Statement, Council Tax)

GoSolo Accounting Software Integrations

  • Xero

Spenfi Features

Cards

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay

Enterprise

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist

Custom

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist
  • Multi-entity management
  • Custom Integrations and APIs
  • Dedicated 24/7 Customer Success Specialist
  • Online onboarding sessions

Spenfi Accounting Software Integrations

  • Xero
  • Quickbooks
  • Datev
  • Exact Online

GoSolo vs Spenfi Features Comparison

GoSoloSpenfi
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APINoYes
Access Controls/PermissionsYesNo
ReconciliationsNoNo
Approval Process ControlNoNo
Budget ControlNoYes
Expense CategorisationNoNo
Compliance ManagementNoNo
Customizable Fields NoNo
Fraud DetectionYesYes
Multi-Currency CardsNoYes
Mileage TrackingNoYes
Mobile Receipt UploadNoYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management NoNo

More Comparisons

3S Money vs Dext
3S Money vs Tipalti
3S Money vs Moss
3S Money vs Navan
3S Money vs Yokoy

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



business bank account

Compare Top 49 UK Business Bank Accounts In 2025

free business banking

17 Best Free Business Bank Accounts In The UK For 2025

7 Easy To Open Business Bank Accounts With No Credit Check

Top 14 UK Business Accounts With Overdraft

31 Best UK Business Savings Accounts Rates Up To 5.25%

Top 33 Sole Trader Bank Accounts In The UK

Top 17 Business Credit Cards In The UK For 2025

21 Best UK Prepaid Business Expense Cards

Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224