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Equals vs Navan: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Equals and Navan are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Equals HomepageNavan Homepage
 

Equals vs Navan Reviews

EqualsNavan
Trustpilot Review Rating 4.72.8
Number of Trustpilot Reviews2003
iPhone App Rating4.73.9
Number of iPhone App Reviews13121
Android App Rating2.94.1
Number of Android App Reviews254600
Note these figures we’re taken from each company’s website and may have changed since publication

Equals vs Navan Key Details

EqualsNavan
WebsiteClick Here to Visit Equals WebsiteClick Here to Visit Navan Website
Card TypeMastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesNo
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Equals vs Navan Cost

Equals PricingNavan Pricing
EqualsNavan
Free Plan?YesNo
Free Trial?NoNo
Cheapest Plan Price Per Month£0.00Pricing Not On Website
Mid Plan Price Per Month£50.00Not Applicable
Top Plan Price Per MonthCustomNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Equals vs Navan Features

Equals FeaturesNavan Features

Equals Features

Charity & Non-profit

  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals – £1.50

Business

  • Use up to 100 physical cards
  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals – £1.50

Business Plus

  • Use over 100 physical cards
  • Unlimited users, no monthly fees
  • Custom card issuance pricing
  • Custom virtual card pricing
  • Free to use in 20 major currencies

Equals Accounting Software Integrations

  • Xero

Navan Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Navan Accounting Software Integrations

  • QuickBooks
  • NetSuite
  • Xero
  • Sage

Equals vs Navan Features Comparison

EqualsNavan
Apple Pay CompatibleYesNo
Google Pay CompatibleNoNo
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationNoNo
Compliance ManagementYesYes
Customizable Fields NoYes
Fraud DetectionNoYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Equals vs Expense On Demand

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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