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Equals vs Expense On Demand: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Equals and Expense On Demand are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Equals HomepageExpense On Demand Homepage
 

Equals vs Expense On Demand Reviews

EqualsExpense On Demand
Trustpilot Review Rating 4.7No Rating
Number of Trustpilot Reviews200No Reviews
iPhone App Rating4.74.4
Number of iPhone App Reviews13127
Android App Rating2.93.7
Number of Android App Reviews25569
Note these figures we’re taken from each company’s website and may have changed since publication

Equals vs Expense On Demand Key Details

EqualsExpense On Demand
WebsiteClick Here to Visit Equals WebsiteClick Here to Visit Expense On Demand Website
Card TypeMastercardNo Card Provided
Offers Physical Cards?YesNo
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesNo
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Equals vs Expense On Demand Cost

Equals PricingExpense On Demand Pricing
EqualsExpense On Demand
Free Plan?YesNo
Free Trial?NoYes
Cheapest Plan Price Per Month£0.00Pricing Not On Website
Mid Plan Price Per Month£50.00Not Applicable
Top Plan Price Per MonthCustomNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Equals vs Expense On Demand Features

Equals FeaturesExpense On Demand Features

Equals Features

Charity & Non-profit

  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals – £1.50

Business

  • Use up to 100 physical cards
  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals – £1.50

Business Plus

  • Use over 100 physical cards
  • Unlimited users, no monthly fees
  • Custom card issuance pricing
  • Custom virtual card pricing
  • Free to use in 20 major currencies

Equals Accounting Software Integrations

  • Xero

Expense On Demand Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Expense On Demand Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Equals vs Expense On Demand Features Comparison

EqualsExpense On Demand
Apple Pay CompatibleYesNo
Google Pay CompatibleNoNo
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationNoYes
Compliance ManagementYesYes
Customizable Fields NoNo
Fraud DetectionNoYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesNo
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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