BusinessFinancing.co.uk

 

Emburse vs Spenfi: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Emburse and Spenfi are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Emburse HomepageSpenfi Homepage
 

Emburse vs Spenfi Reviews

EmburseSpenfi
Trustpilot Review Rating No Rating3.8
Number of Trustpilot ReviewsNo Reviews2
iPhone App RatingNo RatingNo Rating
Number of iPhone App ReviewsNo ReviewsNo Reviews
Android App RatingNo RatingNo Rating
Number of Android App ReviewsNo ReviewsNo Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Emburse vs Spenfi Key Details

EmburseSpenfi
WebsiteClick Here to Visit Emburse WebsiteClick Here to Visit Spenfi Website
Card TypeMastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesNo
Cashback Plans?YesYes
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Emburse vs Spenfi Cost

Emburse PricingSpenfi Pricing
EmburseSpenfi
Free Plan?YesYes
Free Trial?NoNo
Cheapest Plan Price Per MonthFree£199.00
Mid Plan Price Per MonthFree£399.00
Top Plan Price Per MonthCustomFree*
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Emburse vs Spenfi Features

Emburse FeaturesSpenfi Features

Emburse Features

Starter

  • For up to 10 employees

Business

  • For 10-100 employees

Enterprise

  • For more than 100 employees

Emburse Accounting Software Integrations

  • NetSuite
  • Ryvit
  • Sage

Spenfi Features

Cards

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay

Enterprise

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist

Custom

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist
  • Multi-entity management
  • Custom Integrations and APIs
  • Dedicated 24/7 Customer Success Specialist
  • Online onboarding sessions

Spenfi Accounting Software Integrations

  • Xero
  • Quickbooks
  • Datev
  • Exact Online

Emburse vs Spenfi Features Comparison

EmburseSpenfi
Apple Pay CompatibleYesYes
Google Pay CompatibleYesYes
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesNo
ReconciliationsYesNo
Approval Process ControlYesNo
Budget ControlYesYes
Expense CategorisationYesNo
Compliance ManagementYesNo
Customizable Fields NoNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesNo

More Comparisons

Payem vs Expense On Demand
Payem vs Capture Expense
Payem vs Mesh
Payem vs Finway
Payem vs Spenfi

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



business bank account

Compare Top 49 UK Business Bank Accounts In 2025

free business banking

17 Best Free Business Bank Accounts In The UK For 2025

7 Easy To Open Business Bank Accounts With No Credit Check

Top 14 UK Business Accounts With Overdraft

31 Best UK Business Savings Accounts Rates Up To 5.25%

Top 33 Sole Trader Bank Accounts In The UK

Top 17 Business Credit Cards In The UK For 2025

21 Best UK Prepaid Business Expense Cards

Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224