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EasyFX vs Spenfi: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

EasyFX and Spenfi are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

EasyFX HomepageSpenfi Homepage
 

EasyFX vs Spenfi Reviews

EasyFXSpenfi
Trustpilot Review Rating 4.53.8
Number of Trustpilot Reviews6682
iPhone App Rating2.6No Rating
Number of iPhone App Reviews40No Reviews
Android App Rating3No Rating
Number of Android App Reviews116No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

EasyFX vs Spenfi Key Details

EasyFXSpenfi
WebsiteClick Here to Visit EasyFX WebsiteClick Here to Visit Spenfi Website
Card TypeMastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesNo
Cashback Plans?NoYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?NoYes

EasyFX vs Spenfi Cost

EasyFX PricingSpenfi Pricing
EasyFXSpenfi
Free Plan?NoYes
Free Trial?NoNo
Cheapest Plan Price Per MonthPricing Not On Website£199.00
Mid Plan Price Per MonthNot Applicable£399.00
Top Plan Price Per MonthNot ApplicableFree*
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

EasyFX vs Spenfi Features

EasyFX FeaturesSpenfi Features

EasyFX Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

EasyFX Accounting Software Integrations

Not Listed

Spenfi Features

Cards

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay

Enterprise

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist

Custom

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist
  • Multi-entity management
  • Custom Integrations and APIs
  • Dedicated 24/7 Customer Success Specialist
  • Online onboarding sessions

Spenfi Accounting Software Integrations

  • Xero
  • Quickbooks
  • Datev
  • Exact Online

EasyFX vs Spenfi Features Comparison

EasyFXSpenfi
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APINoYes
Access Controls/PermissionsYesNo
ReconciliationsNoNo
Approval Process ControlNoNo
Budget ControlNoYes
Expense CategorisationNoNo
Compliance ManagementNoNo
Customizable Fields NoNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadNoYes
Real Time Notifications & ReportingYesYes
Receipt ManagementNoYes
Spend ControlNoYes
Travel Management YesNo

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