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B4B Payments vs Navan: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

B4B Payments and Navan are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

B4B Payments HomepageNavan Homepage
 

B4B Payments vs Navan Reviews

B4B PaymentsNavan
Trustpilot Review Rating 1.72.8
Number of Trustpilot Reviews2483
iPhone App Rating2.53.9
Number of iPhone App Reviews22121
Android App Rating2.34.1
Number of Android App Reviews1174600
Note these figures we’re taken from each company’s website and may have changed since publication

B4B Payments vs Navan Key Details

B4B PaymentsNavan
WebsiteClick Here to Visit B4B Payments WebsiteClick Here to Visit Navan Website
Card TypeVISA/MastercardVISA
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesNo
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

B4B Payments vs Navan Cost

B4B Payments PricingNavan Pricing
B4B PaymentsNavan
Free Plan?NoNo
Free Trial?NoNo
Cheapest Plan Price Per MonthPricing Not On WebsitePricing Not On Website
Mid Plan Price Per MonthNot ApplicableNot Applicable
Top Plan Price Per MonthNot ApplicableNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

B4B Payments vs Navan Features

B4B Payments FeaturesNavan Features

B4B Payments Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

B4B Payments Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Navan Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Navan Accounting Software Integrations

  • QuickBooks
  • NetSuite
  • Xero
  • Sage

B4B Payments vs Navan Features Comparison

B4B PaymentsNavan
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlNoYes
Budget ControlYesYes
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields NoYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadNoYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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B4B Payments vs Payem
B4B Payments vs Expense On Demand

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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