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B4B Payments vs Capture Expense: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

B4B Payments and Capture Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

B4B Payments HomepageCapture Expense Homepage
 

B4B Payments vs Capture Expense Reviews

B4B PaymentsCapture Expense
Trustpilot Review Rating 1.7No Rating
Number of Trustpilot Reviews248No Reviews
iPhone App Rating2.55
Number of iPhone App Reviews222
Android App Rating2.3No Rating
Number of Android App Reviews117No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

B4B Payments vs Capture Expense Key Details

B4B PaymentsCapture Expense
WebsiteClick Here to Visit B4B Payments WebsiteClick Here to Visit Capture Expense Website
Card TypeVISA/MastercardNo Card Provided
Offers Physical Cards?YesNo
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesNo
Cashback Plans?YesNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

B4B Payments vs Capture Expense Cost

B4B Payments PricingCapture Expense Pricing
B4B PaymentsCapture Expense
Free Plan?NoNo
Free Trial?NoYes
Cheapest Plan Price Per MonthPricing Not On Website£6.00
Mid Plan Price Per MonthNot ApplicableNot Applicable
Top Plan Price Per MonthNot ApplicableCustom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

B4B Payments vs Capture Expense Features

B4B Payments FeaturesCapture Expense Features

B4B Payments Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

B4B Payments Accounting Software Integrations

  • Xero
  • Quickbooks
  • Sage

Capture Expense Features

Business

  • Mileage calculator
  • Receipt inbox
  • Receipt scanning
  • Advanced approval
  • Multi-currency
  • Smart scanning
  • Card reconciliation
  • Project tracking

No Mid-Tier Plan

Not Applicable

Enterprise

  • Mileage calculator
  • Receipt inbox
  • Receipt scanning
  • Advanced approval
  • Multi-currency
  • Smart scanning
  • Card reconciliation
  • Project tracking
  • Single sign-on
  • ERP integration
  • Dedicated account manager
  • Open banking
  • Advanced reporting
  • Linked organisations

Capture Expense Accounting Software Integrations

  • Zynk
  • Xero
  • QuickBooks
  • Sage
  • Sap
  • Epicor
  • Oracle

B4B Payments vs Capture Expense Features Comparison

B4B PaymentsCapture Expense
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesNo
ReconciliationsYesYes
Approval Process ControlNoYes
Budget ControlYesYes
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields NoYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingNoYes
Mobile Receipt UploadNoYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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