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Zoho Books vs Monzia: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Zoho Books or Monzia?

We compare them based on real user reviews, prices and what features they both offer.

Zoho Books homepageMonzia homepage
 

Zoho Books vs Monzia Basics

Zoho BooksMonzia
Software WebsiteZoho Books WebsiteMonzia Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?BusinessesBusinesses and Self-employed
HMRC Listed FeaturesRecord keeping and simplified expensesRecord keeping, simplified expenses and Universal Credits reporting
PlatformsWeb applicationAndroid, web-based application
Note data for this section comes from HMRC here and here

Zoho Books vs Monzia Reviews

Wondering if Zoho Books or Monzia has better user reviews. We compared them below.

Zoho BooksMonzia
Trustpilot Rating4.4No Rating
Number of Trustpilot Reviews4478No Reviews
iPhone App Rating4.8No Rating
Number of iPhone Reviews551No Reviews
Android App Rating4.8No Rating
Number of Android Reviews13800No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Zoho Books vs Monzia Prices

Which is cheaper Zoho Books or Monzia? Here are their prices compared.

Zoho Books pricingMonzia pricing

Free Plans & Trials

Zoho BooksMonzia
Free Plan?YesYes
Free Trial?YesNo
Free Trial Length?14 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Zoho BooksMonzia
Cheapest Plan Cost Per Month£12.00£4.00
Mid-Tier Plan Cost Per Month£30.00NA
Top Plan Cost Per Month£199.00NA
Data taken from each company’s website at the time of writing but may have since changed.

Zoho Books vs Monzia Features

Zoho Books featuresMonzia features

Zoho Books Basic Features

  • Invite 3 users
  • Manage Invoices (Up to 5,000)
  • Recurring Expenses
  • Connect and fetch bank & credit card feeds via bank feeds provider
  • Predefined User Roles
  • Bulk Updates – Accounts
  • Transaction Locking
  • Custom Fields
  • Reporting Tags
  • Taxes
  • Payment Gateways
  • 10 Custom Reports
  • Journal Templates
  • Integrations – Uber, Zendesk
  • Support – Email, Voice, Chat

Zoho Books Software Integrations

  • Uber
  • Zendesk
  • Twilio
  • Stripe
  • Square
  • Zapier

Monzia Basic Features

  • TOTAL INCOME FOR PERIOD
  • TOTAL EXPENSE FOR PERIOD
  • TOTAL PROFIT / LOSS FOR PERIOD
  • TOTAL TAX DUE FOR PERIOD
  • CUSTOM DATE RANGE (Weekly, Monthly, Quarterly)
  • BUSINESS MILEAGE DETAILS AND CALCULATION
  • ACCOUNTS FOR PENSION, TAX AND NI PAYMENTS
  • TOTALS BROKEN DOWN BY CATEGORY (ie: Fuel, Postage, Materials etc)
  • CIS PAID FOR PERIOD
  • FULL BUSINESS RECORDS AS REQUIRED BY HMRC
  • ALL CATEGORIES DETAILED WITH EVERY TRANSACTION (Full Audit Trail )
  • SORTING AND SEARCH FACILITY ON ALL TRANSACTIONS
  • UNLIMITED REPORTS DURING MEMBERSHIP PERIOD

Monzia Software Integrations

Not Listed

Common Feature Comparison

Zoho BooksMonzia
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentNoNo
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesNo
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

Zoho BooksMonzia
Pros
  • User Friendly
  • User Interface
  • Integration
  • Customer Service
  • Pricing
  • Free plan
  • Unlimited Reports During Membership Period
  • Full Business Records As Required By Hmrc
Cons
  • Difficult to Customize
  • Learning Curve
  • Missing Features
  • Not User Friendly
  • Takes Time
  • Lack of reviews
  • No app

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