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Xero vs untied: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or untied?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageuntied homepage
 

Xero vs untied Basics

Xerountied
Software WebsiteXero Websiteuntied Website
HMRC MTD StatusApprovedApproved
Who Can Use It?Agents and businessesAgents and businesses
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyDigital record keeping, Updates to HMRC for self-employment, Updates to HMRC for UK property, Tax estimates from HMRC based on provided updates
PlatformsWeb-based application, Android, iOSWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Xero vs untied Reviews

Wondering if Xero or untied has better user reviews. We compared them below.

Xerountied
Trustpilot Rating4.34.4
Number of Trustpilot Reviews601723
iPhone App Rating4.74.7
Number of iPhone Reviews1270080
Android App Rating4.64.5
Number of Android Reviews1190067
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs untied Prices

Which is cheaper Xero or untied? Here are their prices compared.

Xero pricinguntied pricing

Free Plans & Trials

Xerountied
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?30 days30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Xerountied
Cheapest Plan Cost Per Month£7.50£4.17
Mid-Tier Plan Cost Per Month£15.00NA
Top Plan Cost Per Month£27.50£9.99
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs untied Features

Xero featuresuntied features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

untied Basic Features

  • Works in browser (desktop and mobile)
  • Manual transaction input
  • Manual journey logging
  • Single salaried employment (SA102)
  • Self-employment income < £85k (SA103s)
  • File and pay directly to HMRC

untied Software Integrations

Not Listed

Common Feature Comparison

Xerountied
Payroll Software IntegrationYesNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesNo
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesNo
Track Inventory & Stock LevelsYesNo

Xerountied
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Free trial
  • Making Tax Digital (MTD) ready
  • File and pay directly to HMRC
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Low review score

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