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Xero vs PaTMa: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or PaTMa?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepagePaTMa homepage
 

Xero vs PaTMa Basics

XeroPaTMa
Software WebsiteXero WebsitePaTMa Website
HMRC MTD StatusApprovedIn Development
Who Can Use It?Agents and businessesLandlords, agents and property managers
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyNone
PlatformsWeb-based application, Android, iOSWeb-based application and iOS
Note data for this section comes from HMRC here and here

Xero vs PaTMa Reviews

Wondering if Xero or PaTMa has better user reviews. We compared them below.

XeroPaTMa
Trustpilot Rating4.3No Rating
Number of Trustpilot Reviews6017No Reviews
iPhone App Rating4.7No Rating
Number of iPhone Reviews12700No Reviews
Android App Rating4.6No Rating
Number of Android Reviews11900No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs PaTMa Prices

Which is cheaper Xero or PaTMa? Here are their prices compared.

Xero pricingPaTMa pricing

Free Plans & Trials

XeroPaTMa
Free Plan?NoYes
Free Trial?YesYes
Free Trial Length?30 days14 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroPaTMa
Cheapest Plan Cost Per Month£7.50£0.00
Mid-Tier Plan Cost Per Month£15.00NA
Top Plan Cost Per Month£27.50£3.00
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs PaTMa Features

Xero featuresPaTMa features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

PaTMa Basic Features

  • Single unit
  • Rent and expense tracking
  • Inventory builder
  • Certificate reminders
  • Tax return figures
  • Compliance checklists
  • 14-day trial of Pro

PaTMa Software Integrations

  • Xero

Common Feature Comparison

XeroPaTMa
Payroll Software IntegrationYesNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesNo
Track Inventory & Stock LevelsYesYes

XeroPaTMa
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Free plan
  • Accounting with Open Banking and MTD
  • Built-in compliance checks
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Lack of reviews

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Xero vs 10 Minute Accounts
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