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Xero vs Osu: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or Osu?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageOsu homepage
 

Xero vs Osu Basics

XeroOsu
Software WebsiteXero WebsiteOsu Website
HMRC MTD StatusApprovedNot Included
Who Can Use It?Agents and businessesAccountants and Self-employed
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertySelf-employed individuals and freelancers
PlatformsWeb-based application, Android, iOSMobile and web
Note data for this section comes from HMRC here and here

Xero vs Osu Reviews

Wondering if Xero or Osu has better user reviews. We compared them below.

XeroOsu
Trustpilot Rating4.34.5
Number of Trustpilot Reviews601749
iPhone App Rating4.7No Rating
Number of iPhone Reviews12700No Reviews
Android App Rating4.6No Rating
Number of Android Reviews11900No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs Osu Prices

Which is cheaper Xero or Osu? Here are their prices compared.

Xero pricingOsu pricing

Free Plans & Trials

XeroOsu
Free Plan?NoYes
Free Trial?YesNo
Free Trial Length?30 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroOsu
Cheapest Plan Cost Per Month£7.50£0.00
Mid-Tier Plan Cost Per Month£15.00£13.99
Top Plan Cost Per Month£27.50£25.99
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs Osu Features

Xero featuresOsu features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

Osu Basic Features

  • Unlimited Payment requests /mo
  • Payment limit /mo – £1,000
  • Invoices /mo – 10
  • Payment reminders /mo – 25
  • CRM contacts – 100
  • Instant payments
  • Direct settlement
  • Zero transaction fees
  • Professional invoicing
  • Invoice itemisation
  • Invoice download
  • Booking and scheduling
  • Daily schedule view
  • Customer payment widget
  • Business customisation
  • Logo upload
  • Automated reminders
  • Payment push notifications
  • Client notes
  • In-app communications
  • PayPal integration
  • Stripe integration
  • 24/7 customer support

Osu Software Integrations

  • PayPal
  • Stripe

Common Feature Comparison

XeroOsu
Payroll Software IntegrationYesNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesNo
Income Tax EstimatesYesNo
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingYesYes
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesNo
Track Inventory & Stock LevelsYesNo

XeroOsu
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Free plan
  • Automatically issues an invoice with your business details and logo
  • Automatically extracts the data
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • No app
  • Low review score

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