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Xero vs Crunch: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or Crunch?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageCrunch homepage
 

Xero vs Crunch Basics

XeroCrunch
Software WebsiteXero WebsiteCrunch Website
HMRC MTD StatusApprovedNot Included
Who Can Use It?Agents and businessesBusinesses and Self-employed
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyNone
PlatformsWeb-based application, Android, iOSWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Xero vs Crunch Reviews

Wondering if Xero or Crunch has better user reviews. We compared them below.

XeroCrunch
Trustpilot Rating4.34.6
Number of Trustpilot Reviews60171198
iPhone App Rating4.73.5
Number of iPhone Reviews1270019
Android App Rating4.64.2
Number of Android Reviews1190012
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs Crunch Prices

Which is cheaper Xero or Crunch? Here are their prices compared.

Xero pricingCrunch pricing

Free Plans & Trials

XeroCrunch
Free Plan?NoYes
Free Trial?YesYes
Free Trial Length?30 days14 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroCrunch
Cheapest Plan Cost Per Month£7.50£25.50
Mid-Tier Plan Cost Per Month£15.00£83.50
Top Plan Cost Per Month£27.50£127.50
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs Crunch Features

Xero featuresCrunch features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

Crunch Basic Features

  • Accounting software
  • Create and issue invoices
  • Record & track expenses
  • Connect your bank account
  • Enhanced Accounting Software
  • Bank reconciliation
  • Unlimited accountancy support
  • Dedicated client management
  • In-app chat
  • Crunch Live! Video calls
  • HMRC registration
  • VAT filing
  • Self Assessment filing
  • Snap app
  • TripCatcher
  • Brixx – forecasting software
  • Partner Offers

Crunch Software Integrations

  • Brixx
  • Stripe
  • Snap App
  • Tripcatcher
  • Open Banking

Common Feature Comparison

XeroCrunch
Payroll Software IntegrationYesYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

XeroCrunch
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Software is very intuitive
  • Easy to track everything
  • User friendly
  • Bank reconciliation with certain banks is free
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Bugs in the front end
  • Upload and reconcile in one go didn’t work
  • You get great bar charts but only for the active tax year

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