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Tide Accounting vs Bokio: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Tide Accounting or Bokio?

We compare them based on real user reviews, prices and what features they both offer.

Tide Accounting homepageBokio homepage
 

Tide Accounting vs Bokio Basics

Tide AccountingBokio
Software WebsiteTide Accounting WebsiteBokio Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses and Self-employedBusinesses, Self-employed, and Accountants
HMRC Listed FeaturesNoneRecord keeping, simplified expenses and raising invoices
PlatformsWeb-based application, Android, iOSWeb-based application
Note data for this section comes from HMRC here and here

Tide Accounting vs Bokio Reviews

Wondering if Tide Accounting or Bokio has better user reviews. We compared them below.

Tide AccountingBokio
Trustpilot Rating4.32
Number of Trustpilot Reviews1798454
iPhone App Rating4.43.4
Number of iPhone Reviews716
Android App Rating4.53.5
Number of Android Reviews13181
Please note ratings we’re accurate at the time of writing but may have since changed

Tide Accounting vs Bokio Prices

Which is cheaper Tide Accounting or Bokio? Here are their prices compared.

Tide Accounting pricingBokio pricing

Free Plans & Trials

Tide AccountingBokio
Free Plan?YesYes
Free Trial?NoYes
Free Trial Length?No2 months
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Tide AccountingBokio
Cheapest Plan Cost Per Month£9.99£0.00
Mid-Tier Plan Cost Per Month£18.99£8.99
Top Plan Cost Per Month£49.99£15.99
Data taken from each company’s website at the time of writing but may have since changed.

Tide Accounting vs Bokio Features

Tide Accounting featuresBokio features

Tide Accounting Basic Features

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Tide Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

Bokio Basic Features

  • Manual accounting – Record your expenses and income.
  • Invoicing – Create, send, track and record invoices with your accounting.
  • Community – Get tips and share experiences with Bokio users in our community.

Bokio Software Integrations

  • Stripe
  • Zettle

Common Feature Comparison

Tide AccountingBokio
Payroll Software IntegrationYesYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesNoYes
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

Tide AccountingBokio
Pros
  • A business account with no monthly fee is available.
  • You can access your account digitally via an app on Android or iPhones and on the Tide website.
  • Tide offers bank accounts provided by ClearBank that are eligible for protection through the Financial Services Compensation Scheme (FSCS).
  • Tide offers 24/7 support with the member support team
  • Free
  • Cloud-based
  • Easy to set up and use
Cons
  • E-money accounts (for some existing customers) from Tide are not protected by FSCS, though Tide is in the process of moving Tide accounts from PPS e-money accounts to ClearBank FSCS-protected bank accounts
  • It is not possible to deposit cheques into a Tide account
  • Business partnerships and charities cannot open a Tide account
  • Premium help comes at a cost
  • Buggy directors payroll section

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