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Tide Accounting vs 10 Minute Accounts: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Tide Accounting or 10 Minute Accounts?

We compare them based on real user reviews, prices and what features they both offer.

Tide Accounting homepage10 Minute Accounts homepage
 

Tide Accounting vs 10 Minute Accounts Basics

Tide Accounting10 Minute Accounts
Software WebsiteTide Accounting Website10 Minute Accounts Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses and Self-employedBusinesses and Accountants
HMRC Listed FeaturesNoneRecord keeping and simplified expenses
PlatformsWeb-based application, Android, iOSWeb-based application
Note data for this section comes from HMRC here and here

Tide Accounting vs 10 Minute Accounts Reviews

Wondering if Tide Accounting or 10 Minute Accounts has better user reviews. We compared them below.

Tide Accounting10 Minute Accounts
Trustpilot Rating4.34.5
Number of Trustpilot Reviews1798438
iPhone App Rating4.4No Rating
Number of iPhone Reviews7No Reviews
Android App Rating4.5No Rating
Number of Android Reviews13No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Tide Accounting vs 10 Minute Accounts Prices

Which is cheaper Tide Accounting or 10 Minute Accounts? Here are their prices compared.

Tide Accounting pricing10 Minute Accounts pricing

Free Plans & Trials

Tide Accounting10 Minute Accounts
Free Plan?YesNo
Free Trial?NoYes
Free Trial Length?No30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Tide Accounting10 Minute Accounts
Cheapest Plan Cost Per Month£9.99£6.95
Mid-Tier Plan Cost Per Month£18.99£11.95
Top Plan Cost Per Month£49.99£19.95
Data taken from each company’s website at the time of writing but may have since changed.

Tide Accounting vs 10 Minute Accounts Features

Tide Accounting features10 Minute Accounts features

Tide Accounting Basic Features

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Tide Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

10 Minute Accounts Basic Features

  • Track income & expenses
  • Submit VAT returns to HMRC
  • Fully Making Tax Digital compliant
  • Send unlimited invoices
  • Connect multiple bank accounts
  • Import & export transactions
  • Assistance to migrate from Excel, Sage, Quickbooks etc.
  • Automatically sync with PayPal
  • Do your accounts in seconds
  • Reports update in real-time
  • Reconcile all transactions
  • Automatic categorisations
  • Multi-currency support
  • Up to 300 transactions per month

10 Minute Accounts Software Integrations

  • Sage
  • Quickbooks
  • eBay
  • PayPal

Common Feature Comparison

Tide Accounting10 Minute Accounts
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesNoYes
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

Tide Accounting10 Minute Accounts
Pros
  • A business account with no monthly fee is available.
  • You can access your account digitally via an app on Android or iPhones and on the Tide website.
  • Tide offers bank accounts provided by ClearBank that are eligible for protection through the Financial Services Compensation Scheme (FSCS).
  • Tide offers 24/7 support with the member support team
  • Easy to use
  • Fast
  • Tutorial
Cons
  • E-money accounts (for some existing customers) from Tide are not protected by FSCS, though Tide is in the process of moving Tide accounts from PPS e-money accounts to ClearBank FSCS-protected bank accounts
  • It is not possible to deposit cheques into a Tide account
  • Business partnerships and charities cannot open a Tide account
  • Outdated look
  • Limited features

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