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Osu vs Monzia: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Osu or Monzia?

We compare them based on real user reviews, prices and what features they both offer.

Osu homepageMonzia homepage
 

Osu vs Monzia Basics

OsuMonzia
Software WebsiteOsu WebsiteMonzia Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Accountants and Self-employedBusinesses and Self-employed
HMRC Listed FeaturesSelf-employed individuals and freelancersRecord keeping, simplified expenses and Universal Credits reporting
PlatformsMobile and webAndroid, web-based application
Note data for this section comes from HMRC here and here

Osu vs Monzia Reviews

Wondering if Osu or Monzia has better user reviews. We compared them below.

OsuMonzia
Trustpilot Rating4.5No Rating
Number of Trustpilot Reviews49No Reviews
iPhone App RatingNo RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android App RatingNo RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Osu vs Monzia Prices

Which is cheaper Osu or Monzia? Here are their prices compared.

Osu pricingMonzia pricing

Free Plans & Trials

OsuMonzia
Free Plan?YesYes
Free Trial?NoNo
Free Trial Length?NoNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

OsuMonzia
Cheapest Plan Cost Per Month£0.00£4.00
Mid-Tier Plan Cost Per Month£13.99NA
Top Plan Cost Per Month£25.99NA
Data taken from each company’s website at the time of writing but may have since changed.

Osu vs Monzia Features

Osu featuresMonzia features

Osu Basic Features

  • Unlimited Payment requests /mo
  • Payment limit /mo – £1,000
  • Invoices /mo – 10
  • Payment reminders /mo – 25
  • CRM contacts – 100
  • Instant payments
  • Direct settlement
  • Zero transaction fees
  • Professional invoicing
  • Invoice itemisation
  • Invoice download
  • Booking and scheduling
  • Daily schedule view
  • Customer payment widget
  • Business customisation
  • Logo upload
  • Automated reminders
  • Payment push notifications
  • Client notes
  • In-app communications
  • PayPal integration
  • Stripe integration
  • 24/7 customer support

Osu Software Integrations

  • PayPal
  • Stripe

Monzia Basic Features

  • TOTAL INCOME FOR PERIOD
  • TOTAL EXPENSE FOR PERIOD
  • TOTAL PROFIT / LOSS FOR PERIOD
  • TOTAL TAX DUE FOR PERIOD
  • CUSTOM DATE RANGE (Weekly, Monthly, Quarterly)
  • BUSINESS MILEAGE DETAILS AND CALCULATION
  • ACCOUNTS FOR PENSION, TAX AND NI PAYMENTS
  • TOTALS BROKEN DOWN BY CATEGORY (ie: Fuel, Postage, Materials etc)
  • CIS PAID FOR PERIOD
  • FULL BUSINESS RECORDS AS REQUIRED BY HMRC
  • ALL CATEGORIES DETAILED WITH EVERY TRANSACTION (Full Audit Trail )
  • SORTING AND SEARCH FACILITY ON ALL TRANSACTIONS
  • UNLIMITED REPORTS DURING MEMBERSHIP PERIOD

Monzia Software Integrations

Not Listed

Common Feature Comparison

OsuMonzia
Payroll Software IntegrationNoNo
Track VATNoYes
VAT FilingNoYes
Real-Time Financial ReportsNoYes
Prepare Self AssessmentNoNo
Income Tax EstimatesNoYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowNoYes
Accept and Make Payments In Different CurrenciesNoNo
Employee Time TrackingYesNo
ProjectsNoNo
Bank Feed IntegrationYesNo
End of Year FilingsNoYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsNoYes
Track Inventory & Stock LevelsNoNo

OsuMonzia
Pros
  • Free plan
  • Automatically issues an invoice with your business details and logo
  • Automatically extracts the data
  • Free plan
  • Unlimited Reports During Membership Period
  • Full Business Records As Required By Hmrc
Cons
  • No app
  • Low review score
  • Lack of reviews
  • No app

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