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Osu vs Debitoor: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Osu or Debitoor?

We compare them based on real user reviews, prices and what features they both offer.

Osu homepageDebitoor homepage
 

Osu vs Debitoor Basics

OsuDebitoor
Software WebsiteOsu WebsiteDebitoor Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Accountants and Self-employedBusinesses
HMRC Listed FeaturesSelf-employed individuals and freelancersRecord keeping, raise and issue invoices, track payments and manage expenses
PlatformsMobile and webCloud-based application: PC, Smartphone, Tablet, iPhone, Android
Note data for this section comes from HMRC here and here

Osu vs Debitoor Reviews

Wondering if Osu or Debitoor has better user reviews. We compared them below.

OsuDebitoor
Trustpilot Rating4.51.9
Number of Trustpilot Reviews4912
iPhone App RatingNo Rating4.7
Number of iPhone ReviewsNo Reviews10900
Android App RatingNo Rating4.2
Number of Android ReviewsNo Reviews77100
Please note ratings we’re accurate at the time of writing but may have since changed

Osu vs Debitoor Prices

Which is cheaper Osu or Debitoor? Here are their prices compared.

Osu pricingDebitoor pricing

Free Plans & Trials

OsuDebitoor
Free Plan?YesYes
Free Trial?NoYes
Free Trial Length?NoNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

OsuDebitoor
Cheapest Plan Cost Per Month£0.00£0.00
Mid-Tier Plan Cost Per Month£13.99£29.00
Top Plan Cost Per Month£25.99£49.00
Data taken from each company’s website at the time of writing but may have since changed.

Osu vs Debitoor Features

Osu featuresDebitoor features

Osu Basic Features

  • Unlimited Payment requests /mo
  • Payment limit /mo – £1,000
  • Invoices /mo – 10
  • Payment reminders /mo – 25
  • CRM contacts – 100
  • Instant payments
  • Direct settlement
  • Zero transaction fees
  • Professional invoicing
  • Invoice itemisation
  • Invoice download
  • Booking and scheduling
  • Daily schedule view
  • Customer payment widget
  • Business customisation
  • Logo upload
  • Automated reminders
  • Payment push notifications
  • Client notes
  • In-app communications
  • PayPal integration
  • Stripe integration
  • 24/7 customer support

Osu Software Integrations

  • PayPal
  • Stripe

Debitoor Basic Features

  • Card readers
  • POS Lite
  • Tap to Pay on iPhone
  • Business Account
  • Invoices
  • Payment links, online store, gift cards
  • QR codes

Debitoor Software Integrations

  • Otter
  • Xero
  • Shopify

Common Feature Comparison

OsuDebitoor
Payroll Software IntegrationNoNo
Track VATNoYes
VAT FilingNoYes
Real-Time Financial ReportsNoYes
Prepare Self AssessmentNoYes
Income Tax EstimatesNoNo
Manage Income & ExpensesYesNo
Create InvoicesYesYes
Forecast Cash FlowNoYes
Accept and Make Payments In Different CurrenciesNoYes
Employee Time TrackingYesYes
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsNoYes
Track Inventory & Stock LevelsNoYes

OsuDebitoor
Pros
  • Free plan
  • Automatically issues an invoice with your business details and logo
  • Automatically extracts the data
  • Low cost, low commitment
  • Minimalist hardware with a few details that stand out
  • Low transaction fees and no hidden or monthly costs
  • PCI DSS and EMV compliant
Cons
  • No app
  • Low review score
  • Software has limited features
  • Narrow range of hardware options
  • Does not accept high-risk customers
  • Lacks live chat support

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