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Coutingup vs Osu: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coutingup or Osu?

We compare them based on real user reviews, prices and what features they both offer.

Coutingup homepageOsu homepage
 

Coutingup vs Osu Basics

CoutingupOsu
Software WebsiteCoutingup WebsiteOsu Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses, Accountants, and Self-employedAccountants and Self-employed
HMRC Listed FeaturesNoneSelf-employed individuals and freelancers
PlatformsAndroid, and iOSMobile and web
Note data for this section comes from HMRC here and here

Coutingup vs Osu Reviews

Wondering if Coutingup or Osu has better user reviews. We compared them below.

CoutingupOsu
Trustpilot Rating4.44.5
Number of Trustpilot Reviews231749
iPhone App Rating4.7No Rating
Number of iPhone Reviews2700No Reviews
Android App Rating4.5No Rating
Number of Android Reviews1280No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Coutingup vs Osu Prices

Which is cheaper Coutingup or Osu? Here are their prices compared.

Coutingup pricingOsu pricing

Free Plans & Trials

CoutingupOsu
Free Plan?NoYes
Free Trial?YesNo
Free Trial Length?3 monthsNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CoutingupOsu
Cheapest Plan Cost Per Month£3.00£0.00
Mid-Tier Plan Cost Per Month£9.00£13.99
Top Plan Cost Per Month£18.00£25.99
Data taken from each company’s website at the time of writing but may have since changed.

Coutingup vs Osu Features

Coutingup featuresOsu features

Coutingup Basic Features

  • Business account
  • Automated categorisation
  • Instant notifications
  • Receipt capture
  • Invoicing & billing
  • Profit & loss
  • Tax estimate
  • Share with your accountant
  • First class support

Coutingup Software Integrations

  • Stripe

Osu Basic Features

  • Unlimited Payment requests /mo
  • Payment limit /mo – £1,000
  • Invoices /mo – 10
  • Payment reminders /mo – 25
  • CRM contacts – 100
  • Instant payments
  • Direct settlement
  • Zero transaction fees
  • Professional invoicing
  • Invoice itemisation
  • Invoice download
  • Booking and scheduling
  • Daily schedule view
  • Customer payment widget
  • Business customisation
  • Logo upload
  • Automated reminders
  • Payment push notifications
  • Client notes
  • In-app communications
  • PayPal integration
  • Stripe integration
  • 24/7 customer support

Osu Software Integrations

  • PayPal
  • Stripe

Common Feature Comparison

CoutingupOsu
Payroll Software IntegrationNoNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesNo
Income Tax EstimatesYesNo
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowNoNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoYes
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesNo
Track Inventory & Stock LevelsNoNo

CoutingupOsu
Pros
  • First 3 months are completely free
  • Free company incorporation
  • 2-in-1 banking & accounting app
  • Multiple accounts for varying needs
  • No credit checks needed to open
  • Backed by ING Bank and Sage
  • Rated ‘excellent’ on Trustpilot
  • Pay cash in at any PayPoint or Post Office branches
  • Free plan
  • Automatically issues an invoice with your business details and logo
  • Automatically extracts the data
Cons
  • App-only with no desktop access
  • No overdrafts or credit facilities offered
  • One card is issued per account
  • Not protected by the FSCS
  • Free account no longer available
  • Customer support available only be email
  • No app
  • Low review score

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