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Coutingup vs Capium: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coutingup or Capium?

We compare them based on real user reviews, prices and what features they both offer.

Coutingup homepageCapium homepage
 

Coutingup vs Capium Basics

CoutingupCapium
Software WebsiteCoutingup WebsiteCapium Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses, Accountants, and Self-employedBusinesses and Accountants
HMRC Listed FeaturesNoneRecord keeping and simplified bookkeeping
PlatformsAndroid, and iOSiPhone, iPad, Android and web-based application
Note data for this section comes from HMRC here and here

Coutingup vs Capium Reviews

Wondering if Coutingup or Capium has better user reviews. We compared them below.

CoutingupCapium
Trustpilot Rating4.44.4
Number of Trustpilot Reviews231727
iPhone App Rating4.72.3
Number of iPhone Reviews27009
Android App Rating4.54.5
Number of Android Reviews128027
Please note ratings we’re accurate at the time of writing but may have since changed

Coutingup vs Capium Prices

Which is cheaper Coutingup or Capium? Here are their prices compared.

Coutingup pricingCapium pricing

Free Plans & Trials

CoutingupCapium
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?3 months7 days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CoutingupCapium
Cheapest Plan Cost Per Month£3.00£125.00
Mid-Tier Plan Cost Per Month£9.00£250.00
Top Plan Cost Per Month£18.00£500.00
Data taken from each company’s website at the time of writing but may have since changed.

Coutingup vs Capium Features

Coutingup featuresCapium features

Coutingup Basic Features

  • Business account
  • Automated categorisation
  • Instant notifications
  • Receipt capture
  • Invoicing & billing
  • Profit & loss
  • Tax estimate
  • Share with your accountant
  • First class support

Coutingup Software Integrations

  • Stripe

Capium Basic Features

  • Up to 100 clients
  • Unlimited User Licences
  • Unlimited E-Sign
  • Unlimited SMS
  • Unlimited Storage
  • MTD and GDPR compliant
  • *Excludes Capium Hub & Company Secretarial

Capium Software Integrations

  • Xero

Common Feature Comparison

CoutingupCapium
Payroll Software IntegrationNoYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowNoYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingNoNo
ProjectsNoYes
Bank Feed IntegrationYesYes
End of Year FilingsYesYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoYes

CoutingupCapium
Pros
  • First 3 months are completely free
  • Free company incorporation
  • 2-in-1 banking & accounting app
  • Multiple accounts for varying needs
  • No credit checks needed to open
  • Backed by ING Bank and Sage
  • Rated ‘excellent’ on Trustpilot
  • Pay cash in at any PayPoint or Post Office branches
  • User Friendly
  • Cloud based
  • Intuitive
  • Support team
  • Tool integrating
Cons
  • App-only with no desktop access
  • No overdrafts or credit facilities offered
  • One card is issued per account
  • Not protected by the FSCS
  • Free account no longer available
  • Customer support available only be email
  • Some of the modules are better than others
  • Not being able to adjust certain reminder emails
  • Cost

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