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ANNA Business Tools vs Earnr: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better ANNA Business Tools or Earnr?

We compare them based on real user reviews, prices and what features they both offer.

ANNA Business Tools homepageEarnr homepage
 

ANNA Business Tools vs Earnr Basics

ANNA Business ToolsEarnr
Software WebsiteANNA Business Tools WebsiteEarnr Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses and AccountantsBusinesses and Self-employed
HMRC Listed FeaturesNoneNone
PlatformsWeb-based application, Android, iOSAndroid, and iOS
Note data for this section comes from HMRC here and here

ANNA Business Tools vs Earnr Reviews

Wondering if ANNA Business Tools or Earnr has better user reviews. We compared them below.

ANNA Business ToolsEarnr
Trustpilot Rating4.54.8
Number of Trustpilot Reviews2566122
iPhone App Rating4.54.8
Number of iPhone Reviews79146
Android App Rating3.6No Rating
Number of Android Reviews1250No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

ANNA Business Tools vs Earnr Prices

Which is cheaper ANNA Business Tools or Earnr? Here are their prices compared.

ANNA Business Tools pricingEarnr pricing

Free Plans & Trials

ANNA Business ToolsEarnr
Free Plan?YesNo
Free Trial?NoNo
Free Trial Length?NoNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

ANNA Business ToolsEarnr
Cheapest Plan Cost Per Monthfree£1.99
Mid-Tier Plan Cost Per Month£3.00NA
Top Plan Cost Per Month£5.00£119.99
Data taken from each company’s website at the time of writing but may have since changed.

ANNA Business Tools vs Earnr Features

ANNA Business Tools featuresEarnr features

ANNA Business Tools Basic Features

  • Fulfils your basic business admin for free
  • Bookkeeping tools that track your sales, profits and expenses
  • Submit your VAT Return from any Excel or Google Sheets spreadsheet for £3.50 + VAT
  • Share access with your accountant or sync with accounting software like Xero or Quickbooks
  • Create and send professional-looking invoices
  • Snap receipts and match them to transactions on the go

ANNA Business Tools Software Integrations

  • Xero
  • Sage
  • Etsy
  • Woo
  • ebay
  • amazon

Earnr Basic Features

  • Bookkeeping. Everything you need to automate the records you need to keep for HMRC.
  • Business insights. Stay on top of your monthly finances.
  • Tax help. Sort out your UTR and get a monthly tax estimate.
  • Learn. Become tax savvy with access to our short videos.
  • Customer support. Whenever you need.
  • Tax Return for £119.99

Earnr Software Integrations

  • Tomato Pay

Common Feature Comparison

ANNA Business ToolsEarnr
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesNo
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

ANNA Business ToolsEarnr
Pros
  • Free plan available for sole traders & limited companies
  • Has most of the key features you’re likely to need
  • Can be used even if you don’t bank with ANNA
  • Automate the records you need to keep for HMRC
  • Link up your bank account
  • Track your income and expenses
Cons
  • You’ll need the paid version for Corporation Tax returns
  • Doesn’t offer any more advanced features or reporting
  • Not suitable for large corporations
  • Expensive

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