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Nationwide Finance


Last Updated: 8 January 2025
Reviewed By: Ian Wright (Managing Director)

Nationwide Finance is a business finance provider based in Buckinghamshire. Finance products include a decision within 2 hours, a personal account manager, and funds transferred within 24 hours if approved. They help over 35,000 businesses to access finance each year and have approved over £3 billion of secured finance over the past 20 years.

Nationwide Finance is not affiliated with Nationwide Building Society.

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  • Nationwide Finance Business Finance
    • Business Finance
  • Nationwide Finance Reviews and Ratings
  • Pros
  • Cons

Nationwide Finance Business Finance

Business Finance

Businesses can raise £10,000 to £500,000 in secured finance and repay it over 1 to 5 years. Nationwide promises to provide potential borrowers with a decision in 2 hours and funds in 24 hours if they’re approved. 

Nationwide Finance is suitable for both new startups and established businesses. Your business won’t pay any extra interest or fees if you choose to pay off the finance early. A documentation or credit fee applies from £250.

Nationwide Finance Reviews and Ratings

There are a lot of reviews out there and they’re very positive. Reviewers across Trustpilot, Google, and Reviews.co.uk praise Nationwide Finance for efficiency, good customer service, and smooth processes. A few critics experienced a delay in paperwork but their experience seems rare.

Two articles in The Times were published in June 2019 and February 2020 claiming 100 complaints have been made against Nationwide Finance (also known as Bluerock Secured Finance ltd) for selling ‘high-pressure loans’ and using business owners’ relatives’ homes as collateral. The articles are now the subject of a legal complaint from Nationwide Finance Limited.

Trustpilot –  4.9/5 (based on 884 reviews)
Google Reviews – 4.8/5 (based on 379 reviews)
Reviews.co.uk – 4.81/5 (based on 339 reviews)
Smart Money People – no reviews

Pros

  • Fast approval and funds within hours.
  • Positive online reviews.
  • No penalty or fees for early repayment.

Cons

  • All finance agreements are secured on a property.
  • Just one type of loan is available.

Website: Nationwide Finance

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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