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Zoho Books vs Federation of Small Businesses MTD: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Zoho Books or Federation of Small Businesses MTD?

We compare them based on real user reviews, prices and what features they both offer.

Zoho Books homepageFederation of Small Businesses MTD homepage
 

Zoho Books vs Federation of Small Businesses MTD Basics

Zoho BooksFederation of Small Businesses MTD
Software WebsiteZoho Books WebsiteFederation of Small Businesses MTD Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?BusinessesBusinesses
HMRC Listed FeaturesRecord keeping and simplified expensesNone
PlatformsWeb applicationWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Zoho Books vs Federation of Small Businesses MTD Reviews

Wondering if Zoho Books or Federation of Small Businesses MTD has better user reviews. We compared them below.

Zoho BooksFederation of Small Businesses MTD
Trustpilot Rating4.4No Rating
Number of Trustpilot Reviews4478No Reviews
iPhone App Rating4.8No Rating
Number of iPhone Reviews551No Reviews
Android App Rating4.8No Rating
Number of Android Reviews13800No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Zoho Books vs Federation of Small Businesses MTD Prices

Which is cheaper Zoho Books or Federation of Small Businesses MTD? Here are their prices compared.

Zoho Books pricingFederation of Small Businesses MTD pricing

Free Plans & Trials

Zoho BooksFederation of Small Businesses MTD
Free Plan?YesYes
Free Trial?YesNo
Free Trial Length?14 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Zoho BooksFederation of Small Businesses MTD
Cheapest Plan Cost Per Month£12.00£8.40
Mid-Tier Plan Cost Per Month£30.00£16.80
Top Plan Cost Per Month£199.00£30.00
Data taken from each company’s website at the time of writing but may have since changed.

Zoho Books vs Federation of Small Businesses MTD Features

Zoho Books featuresFederation of Small Businesses MTD features

Zoho Books Basic Features

  • Invite 3 users
  • Manage Invoices (Up to 5,000)
  • Recurring Expenses
  • Connect and fetch bank & credit card feeds via bank feeds provider
  • Predefined User Roles
  • Bulk Updates – Accounts
  • Transaction Locking
  • Custom Fields
  • Reporting Tags
  • Taxes
  • Payment Gateways
  • 10 Custom Reports
  • Journal Templates
  • Integrations – Uber, Zendesk
  • Support – Email, Voice, Chat

Zoho Books Software Integrations

  • Uber
  • Zendesk
  • Twilio
  • Stripe
  • Square
  • Zapier

Federation of Small Businesses MTD Basic Features

  • 1 Free User (Fixed)
  • 100MB (Fixed)
  • Embedded Video Tutorials
  • Email & Telephone Support
  • Access to FSB Support Centre

Federation of Small Businesses MTD Software Integrations

Not Listed

Common Feature Comparison

Zoho BooksFederation of Small Businesses MTD
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentNoYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingYesYes
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

Zoho BooksFederation of Small Businesses MTD
Pros
  • User Friendly
  • User Interface
  • Integration
  • Customer Service
  • Pricing
  • Free plan
  • MTD VAT compliant
  • Create simple or multi-line estimates
Cons
  • Difficult to Customize
  • Learning Curve
  • Missing Features
  • Not User Friendly
  • Takes Time
  • Lack of reviews

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