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Zoho Books vs 123 Sheets: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Zoho Books or 123 Sheets?

We compare them based on real user reviews, prices and what features they both offer.

Zoho Books homepage123 Sheets homepage
 

Zoho Books vs 123 Sheets Basics

Zoho Books123 Sheets
Software WebsiteZoho Books Website123 Sheets Website
HMRC MTD StatusNot IncludedApproved
Who Can Use It?BusinessesAgents and businesses
HMRC Listed FeaturesRecord keeping and simplified expensesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates
PlatformsWeb applicationWeb-based application
Note data for this section comes from HMRC here and here

Zoho Books vs 123 Sheets Reviews

Wondering if Zoho Books or 123 Sheets has better user reviews. We compared them below.

Zoho Books123 Sheets
Trustpilot Rating4.44.8
Number of Trustpilot Reviews44781239
iPhone App Rating4.8No Rating
Number of iPhone Reviews551No Reviews
Android App Rating4.8No Rating
Number of Android Reviews13800No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Zoho Books vs 123 Sheets Prices

Which is cheaper Zoho Books or 123 Sheets? Here are their prices compared.

Zoho Books pricing123 Sheets pricing

Free Plans & Trials

Zoho Books123 Sheets
Free Plan?YesNo
Free Trial?YesNo
Free Trial Length?14 daysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Zoho Books123 Sheets
Cheapest Plan Cost Per Month£12.00£1.65
Mid-Tier Plan Cost Per Month£30.00£9.96
Top Plan Cost Per Month£199.00£69.95
Data taken from each company’s website at the time of writing but may have since changed.

Zoho Books vs 123 Sheets Features

Zoho Books features123 Sheets features

Zoho Books Basic Features

  • Invite 3 users
  • Manage Invoices (Up to 5,000)
  • Recurring Expenses
  • Connect and fetch bank & credit card feeds via bank feeds provider
  • Predefined User Roles
  • Bulk Updates – Accounts
  • Transaction Locking
  • Custom Fields
  • Reporting Tags
  • Taxes
  • Payment Gateways
  • 10 Custom Reports
  • Journal Templates
  • Integrations – Uber, Zendesk
  • Support – Email, Voice, Chat

Zoho Books Software Integrations

  • Uber
  • Zendesk
  • Twilio
  • Stripe
  • Square
  • Zapier

123 Sheets Basic Features

  • Helping VAT returns run smoothly for MTD
  • Simplifying the MTD process for self employed
  • Simplifying the MTD process for Landlords
  • Simplifying the MTD process for Accountants

123 Sheets Software Integrations

  • Sage
  • Quickbooks

Common Feature Comparison

Zoho Books123 Sheets
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentNoNo
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesNo
End of Year FilingsYesNo
Capture Bills And ReceiptsYesNo
Bulk Reconcile TransactionsYesNo
Track Inventory & Stock LevelsYesNo

Zoho Books123 Sheets
Pros
  • User Friendly
  • User Interface
  • Integration
  • Customer Service
  • Pricing
  • Price
  • Easy to use
  • Fast filing and prompt support
  • Submitting VAT returns digitally
  • Excel compatibility
Cons
  • Difficult to Customize
  • Learning Curve
  • Missing Features
  • Not User Friendly
  • Takes Time
  • Being logged out too soon and very often
  • VAT return page doesn’t include the period dates
  • Process navigation could be improved
  • Price goes up every year
  • Takes as much time as posting it for free to HMRC

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