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Xero vs Bokio: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or Bokio?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageBokio homepage
 

Xero vs Bokio Basics

XeroBokio
Software WebsiteXero WebsiteBokio Website
HMRC MTD StatusApprovedNot Included
Who Can Use It?Agents and businessesBusinesses, Self-employed, and Accountants
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyRecord keeping, simplified expenses and raising invoices
PlatformsWeb-based application, Android, iOSWeb-based application
Note data for this section comes from HMRC here and here

Xero vs Bokio Reviews

Wondering if Xero or Bokio has better user reviews. We compared them below.

XeroBokio
Trustpilot Rating4.32
Number of Trustpilot Reviews601754
iPhone App Rating4.73.4
Number of iPhone Reviews1270016
Android App Rating4.63.5
Number of Android Reviews11900181
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs Bokio Prices

Which is cheaper Xero or Bokio? Here are their prices compared.

Xero pricingBokio pricing

Free Plans & Trials

XeroBokio
Free Plan?NoYes
Free Trial?YesYes
Free Trial Length?30 days2 months
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroBokio
Cheapest Plan Cost Per Month£7.50£0.00
Mid-Tier Plan Cost Per Month£15.00£8.99
Top Plan Cost Per Month£27.50£15.99
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs Bokio Features

Xero featuresBokio features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

Bokio Basic Features

  • Manual accounting – Record your expenses and income.
  • Invoicing – Create, send, track and record invoices with your accounting.
  • Community – Get tips and share experiences with Bokio users in our community.

Bokio Software Integrations

  • Stripe
  • Zettle

Common Feature Comparison

XeroBokio
Payroll Software IntegrationYesYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

XeroBokio
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Free
  • Cloud-based
  • Easy to set up and use
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Premium help comes at a cost
  • Buggy directors payroll section

More Comparisons

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Xero vs Timetastic
Xero vs Kashflow
Xero vs Osu
Xero vs TaxFiler

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